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Home/Research/Virginia
State Fee Report

Virginia Bank & Credit Union Fees

Fee benchmarks for 152 financial institutions in Virginia, compared against national medians. Part of Federal Reserve District 5 (Richmond).

Institutions

152

With Fee Data

28

Banks

56

Credit Unions

96

Bank vs. Credit Union — Virginia

How fees compare between banks and credit unions in this state.

CharterInstitutionsFee Observations
Banks5661
Credit Unions9625

Fee Benchmarks — Virginia vs. National

11 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee CategoryVirginia MedianNational MedianDeltaInstitutions
OD Protection Transfer$25.00$5.00+400.0%6
Debit Card Replacement$35.00$30.00+16.7%5
Wire Transfer (Domestic Out)$17.50$20.00-12.5%

3 more fee categories for Virginia

3 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions
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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Virginia. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

4
Monthly Maintenance$1255.00$10.00+12450.0%4
Deposited Item Return$20.00$20.00-3
Wire Transfer (Domestic In)$12.50$10.00+25.0%3
NSF / Returned Item$20.00$25.00-20.0%3
Non-Network ATM$2.00$2.00-3

Data as of Aug 12, 2026 · 13,317 observations