Fee benchmarks for 358 financial institutions in Ohio, compared against national medians. Part of Federal Reserve District 4 (Cleveland).
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Ohio medians against national, sent each time the state index refreshes — plus a link to the sample Competitive Fee Position Report.
Institutions
358
With Fee Data
59
Banks
159
Credit Unions
199
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 159 | 156 |
| Credit Unions | 199 | 396 |
30 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Ohio Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| NSF / Returned Item | $30.00 | $29.00 | +3.4% | 38 |
| Stop Payment | $30.00 | $27.00 | +11.1% | 36 |
| Overdraft (OD) | $30.00 | $29.00 | +3.4% | 29 |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Ohio. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| Wire Transfer (Domestic Out) | $25.00 | $20.00 | +25.0% | 27 |
| Debit Card Replacement | $10.00 | $10.00 | - | 24 |
| Wire Transfer (Domestic In) | $10.00 | $10.00 | - | 23 |
| Non-Network ATM | $1.50 | $1.50 | - | 21 |
| Cashier's Check | $5.00 | $5.00 | - | 21 |
| Deposited Item Return | $16.25 | $15.00 | +8.3% | 16 |
| Paper Statement | $3.00 | $3.00 | - | 14 |
| Wire Transfer (Int'l Out) | $50.00 | $50.00 | - | 12 |
| Monthly Maintenance | $11.25 | $6.00 | +87.5% | 10 |
| OD Protection Transfer | $3.00 | $5.00 | -40.0% | 7 |
| Minimum Balance | $5.00 | $6.00 | -16.7% | 7 |
Data refreshed Oct 5, 2026 · 21,714 verified fees nationally
16 more fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.