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Home/Research/Ohio
State Fee Report

Ohio Bank & Credit Union Fees

Fee benchmarks for 358 financial institutions in Ohio, compared against national medians. Part of Federal Reserve District 4 (Cleveland).

Institutions

358

With Fee Data

26

Banks

159

Credit Unions

199

Bank vs. Credit Union — Ohio

How fees compare between banks and credit unions in this state.

CharterInstitutionsFee Observations
Banks15952
Credit Unions19910

Fee Benchmarks — Ohio vs. National

6 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee CategoryOhio MedianNational MedianDeltaInstitutions
Paper Statement$5.00$3.00+66.7%3
Overdraft (OD)$15.00$30.00-50.0%3
NSF / Returned Item$30.00$25.00+20.0%3

3 more fee categories for Ohio

3 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions
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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Ohio. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

Data as of Aug 12, 2026 · 13,317 observations