State Fee Report

New Jersey Bank & Credit Union Fees

Fee benchmarks for 181 financial institutions in New Jersey, compared against national medians. Part of Federal Reserve District 2 (New York).

Institutions

181

With Fee Data

Banks

Credit Unions

130

Bank vs. Credit Union — New Jersey

How fees compare between banks and credit unions in this state.

Charter	Institutions	Fee Observations
Banks	51	27
Credit Unions	130	22

Fee Benchmarks — New Jersey vs. National

6 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee Category	New Jersey Median	National Median	Delta	Institutions
Debit Card Replacement	$50.00	$30.00	+66.7%	5

5 more fee categories for New Jersey

5 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions

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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in New Jersey. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.