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Home/Research/Georgia
State Fee Report

Georgia Bank & Credit Union Fees

Fee benchmarks for 204 financial institutions in Georgia, compared against national medians. Part of Federal Reserve District 6 (Atlanta).

Institutions

204

With Fee Data

19

Banks

129

Credit Unions

75

Bank vs. Credit Union — Georgia

How fees compare between banks and credit unions in this state.

CharterInstitutionsFee Observations
Banks12934
Credit Unions7543

Fee Benchmarks — Georgia vs. National

11 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee CategoryGeorgia MedianNational MedianDeltaInstitutions
NSF / Returned Item$10.00$25.00-60.0%6
Debit Card Replacement$15.00$30.00-50.0%5
Stop Payment$15.00$25.00-40.0%4

2 more fee categories for Georgia

2 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions
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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Georgia. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

Wire Transfer (Domestic In)$10.00$10.00-4
Cashier's Check$5.00$5.00-3
Paper Statement$2.00$3.00-33.3%3
Monthly Maintenance$5.95$10.00-40.5%3
OD Protection Transfer$5.00$5.00-3
Deposited Item Return$15.00$20.00-25.0%3

Data as of Aug 12, 2026 · 13,317 observations