State Fee Report

Colorado Bank & Credit Union Fees

Fee benchmarks for 132 financial institutions in Colorado, compared against national medians. Part of Federal Reserve District 10 (Kansas City).

Institutions

132

With Fee Data

Banks

Credit Unions

Bank vs. Credit Union — Colorado

How fees compare between banks and credit unions in this state.

Charter	Institutions	Fee Observations
Banks	66	34
Credit Unions	66	33

Fee Benchmarks — Colorado vs. National

6 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee Category	Colorado Median	National Median	Delta	Institutions
Debit Card Replacement	$40.00	$30.00	+33.3%	5
Stop Payment	$29.00	$25.00	+16.0%	3
Deposited Item Return	$25.00	$20.00	+25.0%	3

3 more fee categories for Colorado

3 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions

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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Colorado. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.