vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$3.25 above the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
per month · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #11894. canonical_hint=dormant_account; text_hash=6b24b357756d0ce8d85b64398d81a19d0cb73a39a30347689257c257c3ee0630; excerpt="Monthly Inactivity Fee | $5.00" · Source
$5 above the national median$5 above the Massachusetts median
per month · With no transactions and account balances less than $1,000 for 3 months · Source
$32.50 above the national median$25 above the Massachusetts median
$2 above the national median$3 above the Massachusetts median
$2 above the national median$2 above the Massachusetts median
per item · Source
$25 below the national median$25 below the Massachusetts median
$2 above the national median$2 above the Massachusetts median
$25 below the national median$25 below the Massachusetts median
At the national medianAt the Massachusetts median
per item · No charge for VISTA accounts · Source
At the national medianAt the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
per item · Source
$2.50 below the national median$1.25 below the Massachusetts median
$130 above the national median$110 above the Massachusetts median
$10 above the national median$10 below the Massachusetts median
$50 above the national median$50 above the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Maintenance Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.25 above the Massachusetts median | per month | — | Source |
| Monthly Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per month | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #11894. canonical_hint=dormant_account; text_hash=6b24b357756d0ce8d85b64398d81a19d0cb73a39a30347689257c257c3ee0630; excerpt="Monthly Inactivity Fee | $5.00" | Source |
| Pinnacle Business Checking Monthly Inactivity Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Massachusetts median | per month | With no transactions and account balances less than $1,000 for 3 months | Source |
| Account Research (per hour/one hour minimum) | $50Above the typical range ($11–$25 nationally) | $32.50 above the national median$25 above the Massachusetts median | — | — | Source |
| paper statement fee | $5Above the typical range ($2–$4.88 nationally) | $2 above the national median$3 above the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| OD Privilege Fee (per item) | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Massachusetts median | per item | — | Source |
| OD Privilege Fee for 18/65 accounts | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Domestic - outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Wire Transfers: Domestic – incoming | $15 | ||||
Check ServicesVerified | |||||
| Treasurer’s Checks (1 free per day) then | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| Stop Payments | $25 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box Drilling (plus any additional costs to Bank) | $175Above the typical range ($30–$70 nationally) | $130 above the national median$110 above the Massachusetts median | — | — | Source |
| Safe Deposit Box Replacement Key Fee | $55 | ||||
Overdraft
$32.00
Of 29 others that publish it, 16 lower, 1 the same and 12 higher.
Monthly maintenance
$10.00
Of 22 others that publish it, 12 lower, 3 the same and 7 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$1.1B
Work at MountainOne Bank? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.1B
Total deposits
$774.3M
Service charge income
$151K
Fee income ratio
0.99%
Return on assets
1.35%
Branches
6
Service charge income by quarter
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $25 below the national median$25 below the Massachusetts median |
| — |
| — |
| Source |
| NSF Returned Fee | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Massachusetts median | — | — | Source |
| NSF Returned Fee for 18/65 accounts | $5Below the typical range ($25–$32 nationally) | $25 below the national median$25 below the Massachusetts median | — | — | Source |
| ODP Transfer Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | per item | No charge for VISTA accounts | Source |
| $5 above the national median$5 above the Massachusetts median |
| — |
| — |
| Source |
| Wire Transfers: International – incoming | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| $2.50 below the national median$1.25 below the Massachusetts median |
| — |
| — |
| Source |
| $10 above the national median$10 below the Massachusetts median |
| — |
| — |
| Source |
| Attachment/Levy of any deposit account(s) | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Massachusetts median | — | — | Source |