vs. U.S. typical range:LowerTypicalHigher
$19 above the national median$19.50 above the Hawaii median
per month · Source
$9 above the national median$9.50 above the Hawaii median
per month · Source
$24 above the national median$24.50 above the Hawaii median
per month · Source
$2.75 below the national median$2.25 below the Hawaii median
per month · Source
$1 below the national median$0.50 below the Hawaii median
per month · Source
$2 above the national median$2.50 above the Hawaii median
per month · Source
$2 below the national median$1.50 below the Hawaii median
per month · Source
$6 below the national median$5.50 below the Hawaii median
per month · Source
$22.50 above the national median$15 above the Hawaii median
$22.50 above the national median$15 above the Hawaii median
one time · Source
$52.50 above the national median$45 above the Hawaii median
$22.50 above the national median$15 above the Hawaii median
per year · Source
$5 below the national median$5 below the Hawaii median
per month · Source
$7.50 above the national median$10 above the Hawaii median
$17.50 below the national median$15 below the Hawaii median
At the national median$5 above the Hawaii median
per item · Source
At the national median$5 above the Hawaii median
per item · Source
$30 below the national median$25 below the Hawaii median
At the national median$5 above the Hawaii median
per item · Source
At the national median$5 above the Hawaii median
per item · Source
At the national median$5 above the Hawaii median
per item · Source
$5 below the national median$3 below the Hawaii median
$3.50 above the national median$4 above the Hawaii median
$1.50 above the national median$2 above the Hawaii median
per item · Source
$0.50 below the national medianAt the Hawaii median
per item · Source
$10 above the national median$10 above the Hawaii median
per item · Source
At the national median$5 below the Hawaii median
per item · Source
—
$3 above the national median$8 above the Hawaii median
per item · Source
per item · Source
$7 above the national median$7 above the Hawaii median
per item · Source
$7 above the national median$7 above the Hawaii median
per item · Source
$2.50 above the national median$5 above the Hawaii median
$7.50 above the national median$10 above the Hawaii median
$1 above the national median$1 above the Hawaii median
$3 below the national median$3 below the Hawaii median
$45 below the national median$53.75 below the Hawaii median
per year · Source
$45 above the national median$45 above the Hawaii median
per item · Source
At the national medianAt the Hawaii median
per item · Source
At the national medianAt the Hawaii median
per item · Source
$10 below the national median$5 below the Hawaii median
At the national median$1 above the Hawaii median
per item · Source
$3 below the national median$2 below the Hawaii median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Bankohana Checking Account Monthly service fee | $25Above the typical range ($4–$10 nationally) | $19 above the national median$19.50 above the Hawaii median | per month | — | Source |
| combined balance requirement in qualifying related accounts to avoid monthly service fee of | $15Above the typical range ($4–$10 nationally) | $9 above the national median$9.50 above the Hawaii median | per month | — | Source |
| Monthly service fee | $30Above the typical range ($4–$10 nationally) | $24 above the national median$24.50 above the Hawaii median | per month | — | Source |
| Monthly service fee | $3.25Below the typical range ($4–$10 nationally) | $2.75 below the national median$2.25 below the Hawaii median | per month | — | Source |
| Monthly service fee | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.50 below the Hawaii median | per month | — | Source |
| Monthly service fee | $8Within the typical range ($4–$10 nationally) | $2 above the national median$2.50 above the Hawaii median | per month | — | Source |
| Monthly service fee | $4Within the typical range ($4–$10 nationally) | $2 below the national median$1.50 below the Hawaii median | per month | — | Source |
| Monthly Service Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.50 below the Hawaii median | per month | — | Source |
| Convenience Checking accounts closed within 180 days of account opening will be assessed an early closing fee of | $40Above the typical range ($10–$25 nationally) | $22.50 above the national median$15 above the Hawaii median | — | — | Source |
| Early closing fee | $40Above the typical range ($10–$25 nationally) | $22.50 above the national median$15 above the Hawaii median | one time | — | Source |
| Early closing fee | $70Above the typical range ($10–$25 nationally) | $52.50 above the national median$45 above the Hawaii median | — | — | Source |
| The variable Annual Percentage Yields (APYs) are as of 8/4/2026 for State of Hawaii and 8/5/2026 for Saipan, Guam, and P | $40Above the typical range ($10–$25 nationally) | $22.50 above the national median$15 above the Hawaii median | per year | — | Source |
| Inactive Fee | $0Below the typical range ($5–$10 nationally) | $5 below the national median$5 below the Hawaii median | per month | — | Source |
| Advantage and Bankohana – Level III: i. Fax or Email Set Up | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Hawaii median | — | — | Source |
| Research Fee | $0Below the typical range ($12–$25 nationally) | $17.50 below the national median$15 below the Hawaii median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds Item Paid/ | $30Within the typical range ($25–$33 nationally) | At the national median$5 above the Hawaii median | per item | — | Source |
| Non-Sufficient Funds Item Paid/Overdraft Fee | $30 | ||||
ATM & CardVerified | |||||
| ATM | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$4 above the Hawaii median | — | — | Source |
| Other than a Bank of Hawaii ATM ++ | $3 | ||||
Wire TransfersVerified | |||||
| Cash Advantage and: b. Incoming Wires | $13Within the typical range ($5–$15 nationally) | $3 above the national median$8 above the Hawaii median | per item | — | Source |
| (U.S. dollars and foreign currency) for details per item b. Incoming Wires | $13 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $12Above the typical range ($3–$6 nationally) | $7 above the national median$7 above the Hawaii median | per item | — | Source |
| Cashier's Checks | $12 | ||||
Account ServicesVerified | |||||
| Annual safe deposit box rental discount | $0Below the typical range ($30–$70 nationally) | $45 below the national median$53.75 below the Hawaii median | per year | — | Source |
| Legal Process Fees | withdrawals, checks, clean | collection | $95 | ||||
Other FeesVerified | |||||
| (One-Time Fee) ii. Fax Notice | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Hawaii median | per item | — | Source |
| Copy of Statement(s) | $0 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 46 others that publish it, 20 lower, 9 the same and 17 higher.
Monthly maintenance
$6.50
Of 49 others that publish it, 20 lower and 29 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
42
Under review
0
Assets
$23.8B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$23.8B
Total deposits
$21.0B
Service charge income
$8.2M
Fee income ratio
4.1%
Return on assets
1.08%
Branches
48
Service charge income by quarter
Financial profile · Pro
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| At the national median$5 above the Hawaii median |
| per item |
| — |
| Source |
| Overdraft Item Fee | $0Below the typical range ($25–$33 nationally) | $30 below the national median$25 below the Hawaii median | — | — | Source |
| Non-Sufficient Funds Item Returned | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the Hawaii median | per item | — | Source |
| Non-Sufficient Funds Item Returned/ | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the Hawaii median | per item | — | Source |
| Non-Sufficient Funds Item Returned/Returned Item Fee | $30Within the typical range ($25–$32 nationally) | At the national median$5 above the Hawaii median | per item | — | Source |
| Overdraft Protection from savings | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$3 below the Hawaii median | — | — | Source |
| $1.50 above the national median$2 above the Hawaii median |
| per item |
| — |
| Source |
| Other than a Bank of Hawaii ATM++ | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Hawaii median | per item | — | Source |
| Card Replacement Fee | $20Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Hawaii median | per item | — | Source |
| Rush Delivery of Card Replacement | $40Within the typical range ($30–$50 nationally) | At the national median$5 below the Hawaii median | per item | — | Source |
| International POS | 3%of the transaction | — | — | — | Source |
| $7 below the national median |
| per item |
| — |
| Source |
| $7 above the national median$7 above the Hawaii median |
| per item |
| — |
| Source |
| BANKOHANA CHECKING ACCOUNTS: Stop Payment Order (checks/ACH) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Hawaii median | — | — | Source |
| Stop Payment Order (checks/ACH) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the Hawaii median | — | — | Source |
| Temporary Checks | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Hawaii median | — | — | Source |
| Copy of Cleared Check or Deposit Slip | $0Below the typical range ($2–$5 nationally) | $3 below the national median$3 below the Hawaii median | — | — | Source |
| $45 above the national median$45 above the Hawaii median |
| per item |
| — |
| Source |
| promissory notes b. Tax Levy | $50Within the typical range ($30–$88.13 nationally) | At the national medianAt the Hawaii median | per item | — | Source |
| c. Other legal process | $50Within the typical range ($30–$100 nationally) | At the national medianAt the Hawaii median | per item | — | Source |
| Verification of Deposit/Confirmation/ | $0Below the typical range ($5–$15 nationally) | $10 below the national median$5 below the Hawaii median | — | — | Source |
| $3 below the national median$2 below the Hawaii median |
| — |
| — |
| Source |