vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$4.50 below the Alabama median
per month · Source
$4 above the national median$2.50 above the Alabama median
per month · Source
$2.50 above the national median$10 above the Alabama median
$5 above the national median$4.51 above the Alabama median
$7.50 above the national median$10 above the Alabama median
$4.50 above the national median$4.50 above the Alabama median
per month · Source
$5 above the national median$5 above the Alabama median
$5 below the national median$5 below the Alabama median
$5 above the national median$10 above the Alabama median
At the national medianAt the Alabama median
$5 above the national medianAt the Alabama median
$5 above the national median$5 above the Alabama median
$3 above the national median$3 above the Alabama median
$7.50 above the national median$6 above the Alabama median
At the national medianAt the Alabama median
$10 above the national median$8.75 above the Alabama median
At the national median$1.25 below the Alabama median
$7.50 below the national median$6 below the Alabama median
$130 above the national median$135 above the Alabama median
$25 above the national median$25 above the Alabama median
$1 below the national medianAt the Alabama median
$2 above the national median$3 above the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| FirstLink Basic monthly fee | $3Below the typical range ($4–$10 nationally) | $3 below the national median$4.50 below the Alabama median | per month | — | Source |
| the monthly fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.50 above the Alabama median | per month | — | Source |
| EARLY CLOSING FEE | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$10 above the Alabama median | — | — | Source |
| DORMANT ACCOUNT FEE | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.51 above the Alabama median | — | — | Source |
| ACCOUNT BALANCING ASSISTANCE (PER HOUR) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Alabama median | — | — | Source |
| or you opt for paper statements, the monthly fee is | $7.50Above the typical range ($2–$4.88 nationally) | $4.50 above the national median$4.50 above the Alabama median | per month | — | Source |
Overdraft & NSFVerified | |||||
| INSUFFICIENT FUNDS (NSF/OVERDRAFT FEE) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Alabama median | — | — | Source |
ATM & CardVerified | |||||
| REPLACE LOST ATM/DEBIT CARD | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Alabama median | — | — | Source |
Wire TransfersVerified | |||||
| WIRE OUT (CUSTOMER ONLY) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Alabama median | — | — | Source |
| WIRE INTERNATIONAL OUT (CUSTOMER ONLY) | $50 | ||||
Check ServicesVerified | |||||
| CASHIER’S CHECK | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Alabama median | — | — | Source |
| MONEY ORDERS | $5 | ||||
Cash & DepositVerified | |||||
| CHARGEBACK/DEPOSITED ITEM RETURNED | $7.50Below the typical range ($8–$25 nationally) | $7.50 below the national median$6 below the Alabama median | — | — | Source |
Account ServicesVerified | |||||
| SAFE DEPOSIT DRILL | $175Above the typical range ($30–$70 nationally) | $130 above the national median$135 above the Alabama median | — | — | Source |
| GARNISHMENT FEE | $75 | ||||
Other FeesVerified | |||||
| DUPLICATE STATEMENTS | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Alabama median | — | — | Source |
| STATEMENT REPRINT | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 97 others that publish it, 49 lower, 34 the same and 14 higher.
Monthly maintenance
$6.50
Of 84 others that publish it, 30 lower, 1 the same and 53 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$1.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.1B
Total deposits
$1.0B
Service charge income
$277K
Fee income ratio
2.7%
Return on assets
0.74%
Branches
16
Service charge income by quarter
Financial profile · Pro
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| At the national medianAt the Alabama median |
| — |
| — |
| Source |
| WIRE INTERNATIONAL IN (CUSTOMER ONLY) | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Alabama median | — | — | Source |
| $3 above the national median$3 above the Alabama median |
| — |
| — |
| Source |
| STOP PAYMENTS (ALL ITEMS) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$6 above the Alabama median | — | — | Source |
| COUNTER CHECK PAID | $2Within the typical range ($1–$4 nationally) | At the national medianAt the Alabama median | — | — | Source |
| COLLECTION FEE (CHARGED TO ACCOUNTS OVERDRAWN 30 DAYS OR MORE) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$8.75 above the Alabama median | — | — | Source |
| COLLECTION ITEMS | $20Within the typical range ($10–$25 nationally) | At the national median$1.25 below the Alabama median | — | — | Source |
| $25 above the national median$25 above the Alabama median |
| — |
| — |
| Source |
| $2 above the national median$3 above the Alabama median |
| — |
| — |
| Source |