Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Members Preferred Federal Credit Union

Idaho Falls, IdahoCredit UnionSan Francisco Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Account Closure (Within 6 mos.)$5Below the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay per presentment$35Above the typical range ($25–$33 nationally)
$5 above the national median$6.50 above the Idaho median
per item · Source
Returned Non-Sufficient Funds (NSF)$35Above the typical range ($25–$32 nationally)
$5 above the national median$7 above the Idaho median
Source
Overdraft Transfer$10Above the typical range ($2.50–$5 nationally)
$5 above the national median$5 above the Idaho median
Source

ATM & CardVerified

Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median$2 above the Idaho median
Source
Foreign Transaction1%of the transaction
—
per transaction · Source

Wire TransfersVerified

Outgoing Domestic Wire$25Within the typical range ($20–$25 nationally)
At the national medianAt the Idaho median
Source
Outgoing International Wire$35Below the typical range ($40–$50 nationally)
$15 below the national median$15 below the Idaho median
Source

Check ServicesVerified

Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$2.50 below the Idaho median
Source
Check Cashing$10Within the typical range ($5–$10 nationally)
$5 above the national medianAt the Idaho median
Source
Copy of Cancelled Check$5Within the typical range ($2–$5 nationally)
$2 above the national median$3 above the Idaho median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Early Account Closure (Within 6 mos.)	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median	—	—	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Idaho median	—	—	Source
Account Research (per hour)	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$6.25 above the Idaho median	—	—	Source
Returned Mail - bad address (per month)	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$8.75 below the Idaho median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay per presentment	$35Above the typical range ($25–$33 nationally)	$5 above the national median$6.50 above the Idaho median	per item	—	Source
Returned Non-Sufficient Funds (NSF)	$35
ATM & CardVerified
Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median$2 above the Idaho median	—	—	Source
Foreign Transaction	1%of the transaction
Wire TransfersVerified
Outgoing Domestic Wire	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Idaho median	—	—	Source
Outgoing International Wire	$35
Check ServicesVerified
Stop Payment	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$2.50 below the Idaho median	—	—	Source
Check Cashing	$10
Cash & DepositVerified
Returned deposit on self-written check	$35Above the typical range ($8–$25 nationally)	$20 above the national median$26 above the Idaho median	—	—	Source
Account ServicesVerified
Verification of Accounts	$25Above the typical range ($5–$15 nationally)	$15 above the national median$17.50 above the Idaho median	—	—	Source
Lending FeesVerified
Late Payment	5%($10 maximum)	—	—	—	Source

Against San Francisco Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$35.00
Of 187 others that publish it, 179 lower, 8 the same and 0 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

15 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$62.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$62.9M

Total deposits

$50.0M

Service charge income (year to date)

$510K

Fee income ratio

18.0%

Return on assets

2.50%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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