vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Michigan median
per month · Source
$12.50 below the national median$13.75 below the Michigan median
per month · Source
$2 above the national median$2.50 above the Michigan median
per month · Source
At the national median$1 above the Michigan median
$5 above the national median$6 above the Michigan median
At the national median$1 above the Michigan median
$2 above the national median$1.65 above the Michigan median
per transaction · Source
$3 below the national median$0.50 below the Michigan median
At the national median$2 above the Michigan median
$2.50 below the national median$2 below the Michigan median
per item · Source
$2.50 above the national median$3 above the Michigan median
$2 above the national median$1.50 above the Michigan median
per item · Source
$7.50 above the national median$5 above the Michigan median
$40 above the national median$36 above the Michigan median
per year · Source
$65 above the national median$61 above the Michigan median
per year · Source
$15 below the national median$19 below the Michigan median
per year · Source
$25 below the national median$29 below the Michigan median
per year · Source
$5 above the national median$1 above the Michigan median
per year · Source
$20 below the national median$24 below the Michigan median
per year · Source
$25 above the national median$25 above the Michigan median
per item · Source
$25 above the national median$15 above the Michigan median
per year · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Returned Mail/Bad Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | per month | — | Source |
| Paper Statement Fee | $5Above the typical range ($2–$4.50 nationally) | $2 above the national median$2.50 above the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the Michigan median | — | — | Source |
| Non-Sufficient Funds (NSF) | $35 | ||||
ATM & CardVerified | |||||
| Out of Network ATM Fee | $3.50Above the typical range ($1–$2.25 nationally) | $2 above the national median$1.65 above the Michigan median | per transaction | — | Source |
| Replacement Card & PIN | $7 | ||||
Check ServicesVerified | |||||
| Cashiers Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Stop Payment in Online Banking | $25 | ||||
Account ServicesVerified | |||||
| Non-Member Notary Fee | $10Above the typical range ($0–$5 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| 10x10 Annual Fee | $85 | ||||
Retirement & IRAVerified | |||||
| Individual Retirement Account (IRA) Annual Fee | $40Above the typical range ($10–$25 nationally) | $25 above the national median$15 above the Michigan median | per year | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
21
Under review
0
Assets
$955.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$955.0M
Total deposits
$836.1M
Service charge income (year to date)
$5.4M
Fee income ratio
13.7%
Return on assets
1.09%
Financial profile · Pro
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| $5 above the national median$6 above the Michigan median |
| — |
| — |
| Source |
| Returned Items | $30Within the typical range ($25–$32 nationally) | At the national median$1 above the Michigan median | — | — | Source |
| $3 below the national median$0.50 below the Michigan median |
| — |
| — |
| Source |
| $2.50 below the national median$2 below the Michigan median |
| per item |
| — |
| Source |
| Stop Payment on Check | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | — | — | Source |
| Copy of Statement/Draft/Check or Deposit per item/Transaction History | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | per item | — | Source |
| $40 above the national median$36 above the Michigan median |
| per year |
| — |
| Source |
| 15x10 Annual Fee | $110Above the typical range ($30–$70 nationally) | $65 above the national median$61 above the Michigan median | per year | — | Source |
| 3x10 Annual Fee | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | per year | — | Source |
| 3x5 Annual Fee | $20Below the typical range ($30–$70 nationally) | $25 below the national median$29 below the Michigan median | per year | — | Source |
| 5x10 Annual Fee | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1 above the Michigan median | per year | — | Source |
| 5x5 Annual Fee | $25Below the typical range ($30–$70 nationally) | $20 below the national median$24 below the Michigan median | per year | — | Source |
| Garnishment Fee | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | per item | — | Source |