vs. U.S. typical range:LowerTypicalHigher
At the national median$4.50 below the New York median
per month · Source
At the national median$1 above the New York median
$5 above the national median$5 above the New York median
per item · Source
$5 above the national median$9.25 above the New York median
per item · Source
$0.50 above the national median$0.50 above the New York median
per item · Source
At the national medianAt the New York median
$1 above the national median$1 above the New York median
$7.50 above the national median$10 above the New York median
$3 above the national median$3 above the New York median
$7 below the national median$2 below the New York median
per item · Source
$5 above the national median$4.65 above the New York median
$5 below the national median$10 below the New York median
$205 above the national median$195 above the New York median
$80 above the national median$70 above the New York median
per year · Source
$10 below the national median$20 below the New York median
per year · Source
$35 above the national median$25 above the New York median
per year · Source
$10 above the national medianAt the New York median
per year · Source
$50 above the national medianAt the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive Account - Checking Account Only | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | — | Source |
| Paper Statement | $3Within the typical range ($2–$4.50 nationally) | At the national median$1 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| Non-Sufficient Fund (NSF) Returned Item Fee | $35 | ||||
ATM & CardVerified | |||||
| Accessing accounts at a non-Solvay Bank ATM | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| External Transfer Fee (Outbound) | $3Below the typical range ($5–$20 nationally) | $7 below the national median$2 below the New York median | per item | — | Source |
Cash & DepositVerified | |||||
| Coin Counting / Bag | $5Above the typical range ($0–$3 nationally) | $5 above the national median$4.65 above the New York median | — | — | Source |
| Returned Deposited Item | $10 | ||||
Account ServicesVerified | |||||
| Drilling Safe Deposit Box | $250Above the typical range ($30–$70 nationally) | $205 above the national median$195 above the New York median | — | — | Source |
| Safe Deposit Box Annual Rental, 10” x 10” | $125 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
7 of 15
Published fees
18
Under review
0
Assets
$1.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.2B
Total deposits
$1.1B
Service charge income
$235K
Fee income ratio
2.7%
Return on assets
0.86%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$9.25 above the New York median |
| per item |
| — |
| Source |
| $1 above the national median$1 above the New York median |
| — |
| — |
| Source |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$10 above the New York median | — | — | Source |
| Check Cashing for non-customers | $8Within the typical range ($5–$10 nationally) | $3 above the national median$3 above the New York median | — | — | Source |
| $5 below the national median$10 below the New York median |
| — |
| — |
| Source |
| $80 above the national median$70 above the New York median |
| per year |
| — |
| Source |
| Safe Deposit Box Annual Rental, 3” x 5” | $35Within the typical range ($30–$70 nationally) | $10 below the national median$20 below the New York median | per year | — | Source |
| Safe Deposit Box Annual Rental, 5” x 10” | $80Above the typical range ($30–$70 nationally) | $35 above the national median$25 above the New York median | per year | — | Source |
| Safe Deposit Box Annual Rental, 5” x 5” | $55Within the typical range ($30–$70 nationally) | $10 above the national medianAt the New York median | per year | — | Source |
| Legal Restraint | $100Within the typical range ($30–$100 nationally) | $50 above the national medianAt the New York median | per item | — | Source |