vs. U.S. typical range:LowerTypicalHigher
$0.01 below the national median$1.50 below the Florida median
per month · Source
At the national median$5 below the Florida median
per quarter · Source
$7.50 above the national median$10 above the Florida median
$1 below the national median$1 below the Florida median
$2 above the national median$2 above the Florida median
$3 below the national median$3 below the Florida median
At the national median$0.50 below the Florida median
per item · Source
$2.50 below the national median$2.50 below the Florida median
$15 below the national median$13.75 below the Florida median
—
$5 below the national median$5 below the Florida median
At the national medianAt the Florida median
$2 below the national median$2 below the Florida median
per item · Source
$12.50 below the national median$15 below the Florida median
$10 below the national median$15 below the Florida median
$25 above the national median$25 below the Florida median
per item · Source
$5 below the national median$7.50 below the Florida median
$1 below the national median$1.18 below the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| VyStar+ Checking Monthly Service Fee | $5.99Within the typical range ($4–$10 nationally) | $0.01 below the national median$1.50 below the Florida median | per month | — | Source |
| ACH: Dormant/Inactive Account | $5Within the typical range ($5–$10 nationally) | At the national median$5 below the Florida median | per quarter | — | Source |
| Account Research & Reconciliation | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$10 above the Florida median | — | — | Source |
| Mailed Statement Fee | $2Within the typical range ($2–$4.85 nationally) | $1 below the national median$1 below the Florida median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Florida median | — | — | Source |
| Overdraft Transfer Fee | $2 | ||||
ATM & CardVerified | |||||
| Kids Club: ATM Convenience Fee | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 below the Florida median | per item | — | Source |
| Primary (Membership Account): Credit/Debit Card Replacement | $7.50 | ||||
Wire TransfersVerified | |||||
| Outgoing Wires | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Online & Mobile Banking: Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Official Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Florida median | per item | — | Source |
| Stop Payment | $15 | ||||
Account ServicesVerified | |||||
| Legal Processing | $75Within the typical range ($30–$100 nationally) | $25 above the national median$25 below the Florida median | per item | — | Source |
Lending FeesVerified | |||||
| Late Payment (20 Days or More) | $15Within the typical range ($10–$25 nationally) | $5 below the national median$7.50 below the Florida median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.18 below the Florida median | — | — | Source |
Monthly maintenance
$5.99
Of 25 others that publish it, 10 lower and 15 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
11 of 15
Published fees
17
Under review
0
Assets
$14.3B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$14.3B
Total deposits
$11.2B
Service charge income (year to date)
$41.8M
Fee income ratio
9.1%
Return on assets
0.48%
Financial profile · Pro
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| $3 below the national median$3 below the Florida median |
| — |
| — |
| Source |
| $2.50 below the national median$2.50 below the Florida median |
| — |
| — |
| Source |
| Regular: Rush Delivery Card Replacement | $25Below the typical range ($30–$50 nationally) | $15 below the national median$13.75 below the Florida median | — | — | Source |
| Debit Card Foreign Transaction Fee | 1%of the transaction | — | — | — | Source |
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| $12.50 below the national median$15 below the Florida median |
| — |
| — |
| Source |
| Debit/Credit: Foreign Check Collection | $10Within the typical range ($10–$25 nationally) | $10 below the national median$15 below the Florida median | — | — | Source |