Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Alpha Federal Credit Union

Boston, MassachusettsCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant/Inactive Account …………………………………………………………$5Within the typical range ($5–$10 nationally)

ATM & CardVerified

Withdrawal from savings at ATM terminal$0.95Below the typical range ($1–$2.25 nationally)
$0.55 below the national median$0.55 below the Massachusetts median
per item · Source
Second replacement…………………………………………$10Within the typical range ($5–$10 nationally)
At the national medianAt the Massachusetts median
Source
Third or more replacement …………………………………$25Above the typical range ($5–$10 nationally)
$15 above the national median$15 above the Massachusetts median
Source

Wire TransfersVerified

Outgoing Wire Transfer ………………………………………………………………………$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Massachusetts median
per item · Source
Outgoing Wire Transfer Loan Proceeds………………………………………………………$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Massachusetts median
per item · Source

Check ServicesVerified

Alpha CU check stop payment (payable to you or other)$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$1.25 below the Massachusetts median
per item · Source
Share draft check stop payment (personal check)……………………………………………$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$16.25 below the Massachusetts median
per item · Source
Check copy-Main Share or Share Draft………………………………………………………$4Within the typical range ($2–$5 nationally)
$1 above the national median$1 below the Massachusetts median
per item · Source
Research-Main share or Share Draft statement copy$2Within the typical range ($2–$5 nationally)
$1 below the national median$3 below the Massachusetts median
per month · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant/Inactive Account …………………………………………………………	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Massachusetts median	per month	—	Source
Paper Statements………………………………………………………………………………	$1Below the typical range ($2–$4.95 nationally)	$2 below the national median$1 below the Massachusetts median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Checking……………………………………	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Massachusetts median	—	—	Source
ATM & CardVerified
Withdrawal from savings at ATM terminal	$0.95Below the typical range ($1–$2.25 nationally)	$0.55 below the national median$0.55 below the Massachusetts median	per item	—	Source
Second replacement…………………………………………	$10
Wire TransfersVerified
Outgoing Wire Transfer ………………………………………………………………………	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Massachusetts median	per item	—	Source
Outgoing Wire Transfer Loan Proceeds………………………………………………………	$30
Check ServicesVerified
Alpha CU check stop payment (payable to you or other)	$25Within the typical range ($20–$30 nationally)	$2.50 below the national median$1.25 below the Massachusetts median	per item	—	Source
Share draft check stop payment (personal check)……………………………………………	$10
Cash & DepositVerified
Deposit Return………………………………………………………………………………	$2Below the typical range ($8–$25 nationally)	$13 below the national median$5.14 below the Massachusetts median	per item	—	Source

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

13 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$35.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$35.1M

Total deposits

$28.2M

Service charge income (year to date)

$68K

Fee income ratio

7.6%

Return on assets

1.97%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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Published fees

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How the headline fees compare

Size and fee revenue

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings