Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Liberty Bay Federal Credit Union

Braintree, MassachusettsCredit UnionBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research Fee$25Within the typical range ($11–$25 nationally)

ATM & CardVerified

Lost ATM/Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the Massachusetts median
Source
Lost ATM/Debit Card Overnight Replacement$50Within the typical range ($30–$50 nationally)
$10 above the national medianAt the Massachusetts median
Source

Wire TransfersVerified

Wire Transfer - Domestic Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Massachusetts median
Source
Wire Transfer - International Outgoing$50Within the typical range ($40–$50 nationally)
At the national median$5 above the Massachusetts median
Source

Check ServicesVerified

Official Bank Checks or Other Party Checks 1 Free/Day; then$5Within the typical range ($3–$6 nationally)
At the national medianAt the Massachusetts median
per item · Source
Check Cashing (non-member)$10Within the typical range ($5–$10 nationally)
$5 above the national median$5 above the Massachusetts median
Source

Account ServicesVerified

Safe Deposit Box Annual Rental Fee$30Within the typical range ($30–$70 nationally)
$15 below the national median$35 below the Massachusetts median
per year · Source
Tax Levy/Attachment$25Below the typical range ($30–$90 nationally)
$25 below the national median$25 below the Massachusetts median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Research Fee	$25Within the typical range ($11–$25 nationally)	$7.50 above the national medianAt the Massachusetts median	—	—	Source
Overdraft & NSFVerified
Paid Overdraft	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Massachusetts median	—	—	Source
ATM & CardVerified
Lost ATM/Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Massachusetts median	—	—	Source
Lost ATM/Debit Card Overnight Replacement	$50
Wire TransfersVerified
Wire Transfer - Domestic Outgoing	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Massachusetts median	—	—	Source
Wire Transfer - International Outgoing	$50
Check ServicesVerified
Official Bank Checks or Other Party Checks 1 Free/Day; then	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Massachusetts median	per item	—	Source
Check Cashing (non-member)	$10
Cash & DepositVerified
Deposited Checks Returned	$0Below the typical range ($8–$25 nationally)	$15 below the national median$7.14 below the Massachusetts median	—	—	Source
Account ServicesVerified
Safe Deposit Box Annual Rental Fee	$30Within the typical range ($30–$70 nationally)	$15 below the national median$35 below the Massachusetts median	per year	—	Source
Tax Levy/Attachment	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

11 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$827.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$827.4M

Total deposits

$591.3M

Service charge income (year to date)

$403K

Fee income ratio

2.0%

Return on assets

0.53%

Financial profile · Pro

Performance from regulator filings

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