Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Oakdale Federal Credit Union

Oakdale, WisconsinCredit UnionChicago Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

First Insured Minimum Balance Fee$10Within the typical range ($5–$10 nationally)

$3 above the national median$2.50 above the Wisconsin median

Inactive Account Policy - An account$10

$5 above the national median$5 above the Wisconsin median

per month · Source

or under will be considered inactive if there has been no membership transactions (deposits, withdrawals, payments) with$1

$4 below the national median$4 below the Wisconsin median

per month · Source

Account Balancing Assistance$15

$2.50 below the national median$2.50 below the Wisconsin median

per month · Source

First Insured Excessive Withdrawal Fee$10

$7.50 below the national median$7.50 below the Wisconsin median

per item · Source

Returned Mail Fee$5

$12.50 below the national median$12.50 below the Wisconsin median

per item · Source

Overdraft & NSFVerified

ATM (Pulse) Non-Sufficient Funds Fee$28Within the typical range ($25–$32 nationally)
$2 below the national medianAt the Wisconsin median
per item · Source
Share/Share Draft Non-Sufficient Funds Fee$28Within the typical range ($25–$32 nationally)
$2 below the national medianAt the Wisconsin median
per transaction · Source

ATM & CardVerified

Lost ATM/Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the Wisconsin median
Source

Wire TransfersVerified

Outgoing Domestic Wire Fee$15Below the typical range ($20–$25 nationally)
$10 below the national median$10 below the Wisconsin median
Source
Outgoing International Wire Fee$75Above the typical range ($40–$50 nationally)
$25 above the national median$21.50 above the Wisconsin median
Source
Incoming Domestic Wire Fee/International Wire Fee$8Below the typical range ($10–$25 nationally)
$12 below the national median$12 below the Wisconsin median
Source

Check ServicesVerified

Certified Checks$5Within the typical range ($3–$6 nationally)
At the national medianAt the Wisconsin median
per item · Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national median$1 below the Wisconsin median
per item · Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$12.50 below the Wisconsin median
per item · Source
Stop Payment on block of 3 or more check drafts$45Above the typical range ($20–$30 nationally)
$17.50 above the national median$17.50 above the Wisconsin median
Source
Copy of a Draft$0Below the typical range ($2–$5 nationally)
$3 below the national median$3 below the Wisconsin median
Source

Digital & ElectronicVerified

Bill Pay Monthly Service Fee$0Within the typical range ($0–$9.95 nationally)
$2.50 below the national median$3.50 below the Wisconsin median
per month · Source

Cash & DepositVerified

Charge Back of a Non-Paid Check$10Within the typical range ($8–$25 nationally)
$5 below the national medianAt the Wisconsin median
per item · Source

Account ServicesVerified

Garnishment/Tax Levy$25Below the typical range ($30–$90 nationally)
$25 below the national median$25 below the Wisconsin median
per item · Source

Lending FeesVerified

Late Payment$15Within the typical range ($10–$25 nationally)
$5 below the national median$5 above the Wisconsin median
Source

Other FeesVerified

Document Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median$2.37 above the Wisconsin median
Source
Fax$3Within the typical range ($2–$5 nationally)
At the national median$0.37 above the Wisconsin median
Source
Statement Copies$10Above the typical range ($2–$5 nationally)
$7 above the national median$7.37 above the Wisconsin median
per month · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
First Insured Minimum Balance Fee	$10Within the typical range ($5–$10 nationally)	$3 above the national median$2.50 above the Wisconsin median	per month	—	Source
Inactive Account Policy - An account	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Wisconsin median	per month	—	Source
or under will be considered inactive if there has been no membership transactions (deposits, withdrawals, payments) with	$1Below the typical range ($5–$10 nationally)	$4 below the national median$4 below the Wisconsin median	per month	—	Source
Account Balancing Assistance	$15Within the typical range ($12–$25 nationally)	$2.50 below the national median$2.50 below the Wisconsin median	per month	—	Source
First Insured Excessive Withdrawal Fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$7.50 below the Wisconsin median	per item	—	Source
Returned Mail Fee	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$12.50 below the Wisconsin median	per item	—	Source
Overdraft & NSFVerified
ATM (Pulse) Non-Sufficient Funds Fee	$28Within the typical range ($25–$32 nationally)	$2 below the national medianAt the Wisconsin median	per item	—	Source
Share/Share Draft Non-Sufficient Funds Fee	$28
ATM & CardVerified
Lost ATM/Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Wisconsin median	—	—	Source
Wire TransfersVerified
Outgoing Domestic Wire Fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median$10 below the Wisconsin median	—	—	Source
Outgoing International Wire Fee	$75
Check ServicesVerified
Certified Checks	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Wisconsin median	per item	—	Source
Money Orders	$2
Digital & ElectronicVerified
Bill Pay Monthly Service Fee	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$3.50 below the Wisconsin median	per month	—	Source
Cash & DepositVerified
Charge Back of a Non-Paid Check	$10Within the typical range ($8–$25 nationally)	$5 below the national medianAt the Wisconsin median	per item	—	Source
Account ServicesVerified
Garnishment/Tax Levy	$25Below the typical range ($30–$90 nationally)	$25 below the national median$25 below the Wisconsin median	per item	—	Source
Lending FeesVerified
Late Payment	$15Within the typical range ($10–$25 nationally)	$5 below the national median$5 above the Wisconsin median	—	—	Source
Other FeesVerified
Document Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2.37 above the Wisconsin median	—	—	Source
Fax	$3

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $28

7% below the national median NSF fee

24 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$132.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$132.4M

Total deposits

$112.8M

Service charge income (year to date)

$555K

Fee income ratio

14.6%

Return on assets

2.29%

Financial profile · Pro

Performance from regulator filings

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