Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Jack Daniel Employees Federal Credit Union

Lynchburg, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Closing of IRA (within 1st year of opening)$30Above the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Non-sufficient funds overdraft$10Below the typical range ($25–$33 nationally)
$20 below the national median$21 below the Tennessee median
per item · Source
Return Non-sufficient funds$20Below the typical range ($25–$32 nationally)
$10 below the national median$10 below the Tennessee median
per item · Source

ATM & CardVerified

Excessive ATM Usage Fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Tennessee median
per item · Source
Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Tennessee median
per item · Source
Rush Card/PIN Replacement$30Within the typical range ($30–$50 nationally)
$10 below the national median$5 below the Tennessee median
per item · Source

Check ServicesVerified

Cashier’s Check/Money Order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1.50 below the Tennessee median
per item · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$10 below the Tennessee median
per item · Source
Copy of paid Check$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Tennessee median
per item · Source

Account ServicesVerified

Notary$0Within the typical range ($0–$5 nationally)
$2.50 below the national medianAt the Tennessee median
Source
Safe Deposit Box 10x10$75Above the typical range ($30–$70 nationally)
$30 above the national median$25 above the Tennessee median
per year · Source
Safe Deposit Box 3x10$30Within the typical range ($30–$70 nationally)
$15 below the national median$20 below the Tennessee median
per year · Source
Safe Deposit Box 5x10$45Within the typical range ($30–$70 nationally)
At the national median$5 below the Tennessee median
per year · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Early Closing of IRA (within 1st year of opening)	$30Above the typical range ($10–$25 nationally)	$12.50 above the national median$15 above the Tennessee median	—	—	Source
Overdraft & NSFVerified
Non-sufficient funds overdraft	$10Below the typical range ($25–$33 nationally)	$20 below the national median$21 below the Tennessee median	per item	—	Source
Return Non-sufficient funds	$20
ATM & CardVerified
Excessive ATM Usage Fee	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Tennessee median	per item	—	Source
Card Replacement	$5
Check ServicesVerified
Cashier’s Check/Money Order	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1.50 below the Tennessee median	per item	—	Source
Stop Payment	$20
Cash & DepositVerified
Returned deposit/payment	$12Within the typical range ($8–$25 nationally)	$3 below the national median$3 below the Tennessee median	per item	—	Source
Account ServicesVerified
Notary	$0Within the typical range ($0–$5 nationally)	$2.50 below the national medianAt the Tennessee median	—	—	Source
Safe Deposit Box 10x10	$75
Lending FeesVerified
Late Payment	4%($10 minimum)	—	—	—	Source
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median$2 above the Tennessee median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

15 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$56.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$56.7M

Total deposits

$49.8M

Service charge income (year to date)

$71K

Fee income ratio

4.3%

Return on assets

1.18%

Financial profile · Pro

Performance from regulator filings

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Based on 65,783 published fee entries from 3,612 institutions

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