vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$7.50 below the North Carolina median
At the national medianAt the North Carolina median
$7.50 above the national median$14 above the North Carolina median
$5 below the national median$4 below the North Carolina median
$5 below the national medianAt the North Carolina median
$5 below the national medianAt the North Carolina median
At the national median$6 above the North Carolina median
$2.50 below the national median$4 below the North Carolina median
At the national medianAt the North Carolina median
$3.45 above the national median$3.95 above the North Carolina median
$11 below the national median$6 below the North Carolina median
$55 above the national median$47.50 above the North Carolina median
At the national median$7.50 below the North Carolina median
$15 below the national median$22.50 below the North Carolina median
$15 above the national median$7.50 above the North Carolina median
$7 above the national median$5 above the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing (if closed within 90 days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$7.50 below the North Carolina median | — | — | Source |
| Dormant Fee (in addition to other applicable service charges) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the North Carolina median | — | — | Source |
| Statement Reconciliation (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$14 above the North Carolina median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (this fee applies to overdraft created by check, in person withdrawal, or other electronic means) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4 below the North Carolina median | — | — | Source |
| Non-Sufficient Fee (NSF)/Returned Items | $25 | ||||
ATM & CardVerified | |||||
| Replacement ATM/Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national medianAt the North Carolina median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers: Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$6 above the North Carolina median | — | — | Source |
Check ServicesVerified | |||||
| Stop Payment Order | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4 below the North Carolina median | — | — | Source |
| Check Cashing: Non-Customer | $5 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Payment | $5.95Within the typical range ($0–$9.95 nationally) | $3.45 above the national median$3.95 above the North Carolina median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposit Items | $4Below the typical range ($8–$25 nationally) | $11 below the national median$6 below the North Carolina median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box 10 X 10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$47.50 above the North Carolina median | — | — | Source |
| Safe Deposit Box 3 X 10 | $45 | ||||
Other FeesVerified | |||||
| Interim Statements | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5 above the North Carolina median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
6 of 15
Published fees
18
Under review
0
Assets
$1.5B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.5B
Total deposits
$1.3B
Service charge income
$156K
Fee income ratio
1.0%
Return on assets
1.83%
Branches
10
Service charge income by quarter
Financial profile · Pro
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| $5 below the national medianAt the North Carolina median |
| — |
| — |
| Source |
| 1st Continuous Overdraft fee charged after the 5th consecutive business day your account is in a negative balance | $3Below the typical range ($5–$15 nationally) | $2 below the national median | — | — | Source |
| At the national medianAt the North Carolina median |
| — |
| — |
| Source |
| At the national median$7.50 below the North Carolina median |
| — |
| — |
| Source |
| Safe Deposit Box 3 X 5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$22.50 below the North Carolina median | — | — | Source |
| Safe Deposit Box 5 X 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$7.50 above the North Carolina median | — | — | Source |
| Legal Processing Fee | $35Within the typical range ($30–$100 nationally) | $15 below the national median | — | — | Source |