vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$2.50 above the Maryland median
per item · Source
$12.50 below the national median$12.50 below the Maryland median
per item · Source
$7 above the national median$7.50 above the Maryland median
$2 above the national median$2 above the Maryland median
per item · Source
At the national medianAt the Maryland median
per item · Source
$2 above the national median$2 above the Maryland median
per item · Source
$2 above the national median$2.50 above the Maryland median
per transaction · Source
$5 above the national median$5 above the Maryland median
per item · Source
$5 above the national median$5 above the Maryland median
per transaction · Source
At the national median$5 below the Maryland median
per transaction · Source
At the national medianAt the Maryland median
per item · Source
At the national median$0.25 below the Maryland median
per item · Source
$2 above the national medianAt the Maryland median
per item · Source
$4.45 above the national median$1.95 above the Maryland median
per month · Source
$10 above the national median$10 above the Maryland median
per transaction · Source
$50 above the national medianAt the Maryland median
per item · Source
$5 above the national median$10 above the Maryland median
per month · Source
per item · Source
$120 above the national median
per item · Source
At the national median$0.45 below the Maryland median
per item · Source
$7 above the national median$5 above the Maryland median
$22.50 below the national median$35 below the Maryland median
per item · Source
$12.50 below the national median$25 below the Maryland median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research - Debit & Credit Card Fraud Claim | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the Maryland median | per item | — | Source |
| Telephone Assisted Account Reconciliation | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Maryland median | per item | — | Source |
| Paper Statement Fee | $10Above the typical range ($2–$4.95 nationally) | $7 above the national median$7.50 above the Maryland median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (1) | $32Within the typical range ($25–$33 nationally) | $2 above the national median$2 above the Maryland median | per item | — | Source |
| eBanking Bill Pay - Stop Payment &/or Returned Item(s) | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM fee (Withdraws completed at a NON-CU Owned / NON-Participating ATM) Unlimited ATM transactions can be comple | $3.50Above the typical range ($1–$2.25 nationally) | $2 above the national median$2.50 above the Maryland median | per transaction | — | Source |
| Mastercard Card Credit Card Replacement Fee (Unless due to confirmed Fraud) | |||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer (Outgoing) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Maryland median | per transaction | — | Source |
| Domestic Wire Transfer (Incoming) | $10 | ||||
Check ServicesVerified | |||||
| Official Check Fee | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Maryland median | per item | — | Source |
| Money Orders (Only available for amounts up to ) | $2 | ||||
Digital & ElectronicVerified | |||||
| eBanking Bill Pay - Inactivity Fee (If not used a minimum of once Per Month) | $6.95Within the typical range ($0–$9.95 nationally) | $4.45 above the national median$1.95 above the Maryland median | per month | — | Source |
Cash & DepositVerified | |||||
| Mastercard Credit Card Cash Advance Fee | $15Above the typical range ($2–$10 nationally) | $10 above the national median$10 above the Maryland median | per transaction | — | Source |
Account ServicesVerified | |||||
| Garnishment Fee / Tax Levies / Attachments / Liens | $100Above the typical range ($30–$87.50 nationally) | $50 above the national medianAt the Maryland median | per item | — | Source |
Lending FeesVerified | |||||
| Mastercard Credit Card Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the Maryland median | per month | — | Source |
| Loan Modification - Consumer Loans | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $3.50Within the typical range ($3–$4.95 nationally) | At the national median$0.45 below the Maryland median | per item | — | Source |
Other FeesVerified | |||||
| Expedited Services ( ALL product(s) / service(s) requiring FedEx / UPS delivery) | $40Within the typical range ($20–$40 nationally) | $10 above the national median | — | — | Source |
| Statement Copy | $10 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$32
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$65.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$65.4M
Total deposits
$56.7M
Service charge income (year to date)
$361K
Fee income ratio
19.4%
Return on assets
0.36%
Financial profile · Pro
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| At the national medianAt the Maryland median |
| per item |
| — |
| Source |
| Non - Sufficient Funds (NSF) Fee - Applies to both Savings and Checking shares. | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Maryland median | per item | — | Source |
| $15Above the typical range ($5–$10 nationally) |
| $5 above the national median$5 above the Maryland median |
| per item |
| — |
| Source |
| At the national median$5 below the Maryland median |
| per transaction |
| — |
| Source |
| At the national median$0.25 below the Maryland median |
| per item |
| — |
| Source |
| Check Copy (Personal, Bill Payment, or Credit Union Check / Money Orders) | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Maryland median | per item | — | Source |
| $5 below the national median |
| per item |
| — |
| Source |
| Loan Modification - Real Estate Loans | $150Above the typical range ($20–$60 nationally) | $120 above the national median | per item | — | Source |
| $7 above the national median$5 above the Maryland median |
| — |
| — |
| Source |
| Duplicate Security Interest Filing (Lien Release) | $15Below the typical range ($25–$100 nationally) | $22.50 below the national median$35 below the Maryland median | per item | — | Source |
| Repeat Loan Application (Made within 3 months) | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$25 below the Maryland median | per item | — | Source |