per month · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3804. canonical_hint=account_research; text_hash=26508a5f4fed8c13a5050e6545623b4090321451c209380aeb55e3f3cca54d2f; excerpt="Bad Address Fee (per month) No activity for 6 mos. with no address | $10" · Source

Paper Statement$2

$1 below the national median$1 below the Missouri median

Source

Overdraft & NSFVerified

Overdraft Privilege fee per presentment$28Within the typical range ($25–$33 nationally)
$2 below the national median$1.25 below the Missouri median
per item · Source
Insufficient Funds per presentment$28Within the typical range ($25–$32 nationally)
$2 below the national medianAt the Missouri median
per item · Source

ATM & CardVerified

ATM / Debit / Credit Card replacement$10Within the typical range ($5–$10 nationally)
At the national medianAt the Missouri median
per item · Source

Wire TransfersVerified

Domestic Wires Outgoing$35Above the typical range ($20–$25 nationally)
$10 above the national median$10 above the Missouri median
Source
Wire Transfers Incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the Missouri median
Source
International Wires Outgoing$50Within the typical range ($40–$50 nationally)
At the national medianAt the Missouri median
Source

Check ServicesVerified

Certified Check$25Above the typical range ($3–$6 nationally)
$20 above the national median$20 above the Missouri median
Source
Certified Checks$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Missouri median
Source
Temporary Checks$2Within the typical range ($1–$4 nationally)
At the national median$1 above the Missouri median
per item · Per sheet of 4 · Institution’s schedule
Temporary Checks (per sheet of 4)$2Within the typical range ($1–$4 nationally)
At the national median$1 above the Missouri median
per item · Source
Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national medianAt the Missouri median
Source

Digital & ElectronicVerified

Zelle®$25Above the typical range ($0–$9.95 nationally)
$22.50 above the national median$20 above the Missouri median
Source

Account ServicesVerified

Safe Deposit Box Late Fee$10Below the typical range ($30–$70 nationally)
$35 below the national median$22.50 below the Missouri median
Source
Garnishments / IRS Tax Levies$25Below the typical range ($30–$90 nationally)
$25 below the national median$25 below the Missouri median
Source

Retirement & IRAVerified

IRA Transfer$25Within the typical range ($25–$35 nationally)
At the national median$25 below the Missouri median
Source

Gift & Prepaid CardsVerified

VISA Gift Card: Member$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median$1 below the Missouri median
Source
VISA Gift Card: NON-Member$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$1 above the Missouri median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Below Minimum Balance on MMKT	$10Within the typical range ($5–$10 nationally)	$3 above the national median$5 above the Missouri median	per quarter	—	Source
Account closure within 90 days	$25Within the typical range ($10–$25 nationally)	$7.50 above the national medianAt the Missouri median	—	—	Source
Christmas Club early withdrawal	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$15 below the Missouri median	—	—	Source
Dormant Account Fee (No transactions for 1 yr) Excludes accounts with loan balances, Kirby Kids Club Savings accounts, a	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Missouri median	—	—	Source
Bad Address Fee (per month) No activity for 6 mos. with no address	$10Below the typical range ($11–$25 nationally)	$7.50 below the national median$7.50 below the Missouri median	per month	Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3804. canonical_hint=account_research; text_hash=26508a5f4fed8c13a5050e6545623b4090321451c209380aeb55e3f3cca54d2f; excerpt="Bad Address Fee (per month) No activity for 6 mos. with no address \| $10"	Source
Paper Statement	$2Within the typical range ($2–$4.88 nationally)	$1 below the national median$1 below the Missouri median	—	—	Source
Overdraft & NSFVerified
Overdraft Privilege fee per presentment	$28Within the typical range ($25–$33 nationally)	$2 below the national median$1.25 below the Missouri median	per item	—	Source
Insufficient Funds per presentment	$28
ATM & CardVerified
ATM / Debit / Credit Card replacement	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Missouri median	per item	—	Source
Wire TransfersVerified
Domestic Wires Outgoing	$35Above the typical range ($20–$25 nationally)	$10 above the national median$10 above the Missouri median	—	—	Source
Wire Transfers Incoming	$10
Check ServicesVerified
Certified Check	$25Above the typical range ($3–$6 nationally)	$20 above the national median$20 above the Missouri median	—	—	Source
Certified Checks	$2
Digital & ElectronicVerified
Zelle®	$25Above the typical range ($0–$9.95 nationally)	$22.50 above the national median$20 above the Missouri median	—	—	Source
Account ServicesVerified
Safe Deposit Box Late Fee	$10Below the typical range ($30–$70 nationally)	$35 below the national median$22.50 below the Missouri median	—	—	Source
Garnishments / IRS Tax Levies	$25
Retirement & IRAVerified
IRA Transfer	$25Within the typical range ($25–$35 nationally)	At the national median$25 below the Missouri median	—	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card: Member	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$1 below the Missouri median	—	—	Source
VISA Gift Card: NON-Member	$5

Against Missouri credit unions

Overdraft
$28.00
Of 27 others that publish it, 12 lower, 6 the same and 9 higher.

See every headline fee against its local competitors

Fee change alerts

Get an email when Telcomm Federal Credit Union changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

23 verified fees collected

Headline fees published

9 of 15

Published fees

Under review

Assets

$337.9M

Work at Telcomm Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$337.9M

Total deposits

$286.3M

Service charge income (year to date)

$1.0M

Fee income ratio

8.7%

Return on assets

0.54%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 66,435 published fee entries from 3,614 institutions

See pricing