Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Main Street Bank Corp.

Wooster, OhioBankCleveland Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account and Escheating$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) and Overdrafts$35Above the typical range ($25–$32 nationally)
$5 above the national median$5 above the Ohio median
per item · Source
Overdraft Protection Transfer$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the Ohio median
per item · Source

ATM & CardVerified

ATM fees (non-account holders)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$1 below the Ohio median
Source
Foreign non-Main Street Bank balance inquiry$2Within the typical range ($1–$2.25 nationally)
$0.50 above the national medianAt the Ohio median
Source

Check ServicesVerified

Cashiers Check Purchases$6Within the typical range ($3–$6 nationally)
$1 above the national median$1 above the Ohio median
per item · Source
Stop Payment for Customer Checks$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$5 above the Ohio median
per item · Source
Check Cashing$5Within the typical range ($5–$10 nationally)
At the national medianAt the Ohio median
Source
Items Sent for Collection$25Within the typical range ($10–$25 nationally)
$5 above the national median$6 above the Ohio median
per item · Source

Account ServicesVerified

Notary Services$5Within the typical range ($0–$5 nationally)
$2.50 above the national median$5 above the Ohio median
per item · Source
Garnishment, Attachment, and Levy Processing$50Within the typical range ($30–$90 nationally)
At the national medianAt the Ohio median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account and Escheating	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Ohio median	per month	—	Source
Checkbook Balancing	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Ohio median	—	—	Source
Returned Mail Fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$7.50 below the Ohio median	per month	—	Source
Paper Statement	$3Within the typical range ($2–$4.59 nationally)	At the national median$0.75 above the Ohio median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) and Overdrafts	$35Above the typical range ($25–$32 nationally)	$5 above the national median$5 above the Ohio median	per item	—	Source
Overdraft Protection Transfer	$5
ATM & CardVerified
ATM fees (non-account holders)	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$1 below the Ohio median	—	—	Source
Foreign non-Main Street Bank balance inquiry	$2
Check ServicesVerified
Cashiers Check Purchases	$6Within the typical range ($3–$6 nationally)	$1 above the national median$1 above the Ohio median	per item	—	Source
Stop Payment for Customer Checks	$35
Cash & DepositVerified
Counting Loose Coin	5%	—	—	—	Source
Account ServicesVerified
Notary Services	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median$5 above the Ohio median	per item	—	Source
Garnishment, Attachment, and Levy Processing	$50

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $35

17% above the national median overdraft fee

14 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$1.6B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.6B

Total deposits

$1.4B

Service charge income

$402K

Fee income ratio

2.6%

Return on assets

1.64%

Branches

Service charge income by quarter

Q2 2026$402K

Q1 2026$288K

Q4 2025$45K

Q3 2025$252K

Financial profile · Pro

Performance from regulator filings

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Based on 65,788 published fee entries from 3,612 institutions

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