vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national medianAt the Missouri median
$20 above the national median$20 above the Missouri median
$5 above the national median$5 above the Missouri median
per quarter · Source
$2.50 above the national median$2.50 above the Missouri median
$12.50 below the national median$12.50 below the Missouri median
per month · Source
At the national median$0.75 above the Missouri median
$5 below the national median$3 below the Missouri median
$0.50 below the national median$0.50 below the Missouri median
$0.50 above the national median$0.50 above the Missouri median
$3.50 above the national median$3.50 above the Missouri median
At the national medianAt the Missouri median
—
per transaction · Source
$5 above the national median$5 above the Missouri median
At the national medianAt the Missouri median
At the national medianAt the Missouri median
$3 below the national median$3 below the Missouri median
At the national medianAt the Missouri median
$7.50 below the national median$8 below the Missouri median
$1 below the national medianAt the Missouri median
At the national median$12.50 above the Missouri median
$2.50 below the national median$1 below the Missouri median
$2.50 above the national median$4 above the Missouri median
$180 above the national median$192.50 above the Missouri median
$20 below the national median$7.50 below the Missouri median
$30 below the national median$30 below the Missouri median
$1.50 above the national median$1 above the Missouri median
$1 below the national medianAt the Missouri median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Missouri median | — | — | Source |
| Dormant account closure and state remittance to MO | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Missouri median | — | — | Source |
| Dormant account fee (Quarterly) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Missouri median | per quarter | — | Source |
| Account research by staff | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2.50 above the Missouri median | — | — | Source |
| Bad Address (per month) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Missouri median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft – electronic (ACH, ATM, debit card, POS) | $30Within the typical range ($25–$33 nationally) | At the national median$0.75 above the Missouri median | — | — | Source |
| Return ACH item | $25 | ||||
ATM & CardVerified | |||||
| ATM withdrawal - foreign (non-CO-OP ATM) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Missouri median | — | — | Source |
| ATM withdrawal (non credit union card) | $2 | ||||
Wire TransfersVerified | |||||
| Wire transfers - domestic outgoing (via Federal Reserve) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Missouri median | — | — | Source |
| Wire transfers - domestic incoming (via Federal Reserve) | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Missouri median | — | — | Source |
| Money order (third-party payment) | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination NSF/Return Item Fee | $25Within the typical range ($15–$30 nationally) | At the national median$12.50 above the Missouri median | — | — | Source |
Account ServicesVerified | |||||
| Notary service to members | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1 below the Missouri median | — | — | Source |
| Notary service to non-members | $5 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa® gift card ($1,000 max.) | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1 above the Missouri median | — | — | Source |
Other FeesVerified | |||||
| Fax documents | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Missouri median | — | — | Source |
Overdraft
$30.00
Of 27 others that publish it, 20 lower, 4 the same and 3 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
26
Under review
0
Assets
$77.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$77.7M
Total deposits
$69.5M
Service charge income (year to date)
$120K
Fee income ratio
5.9%
Return on assets
0.58%
Financial profile · Pro
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| $5 below the national median$3 below the Missouri median |
| — |
| — |
| Source |
| $0.50 above the national median$0.50 above the Missouri median |
| — |
| — |
| Source |
| Visa travel card ($3,000 max.) Initial purchase Reload ATM withdrawal ATM balance inquiry | $5Above the typical range ($1–$2.25 nationally) | $3.50 above the national median$3.50 above the Missouri median | — | — | Source |
| Replacement ATM/debit card/credit card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Missouri median | — | — | Source |
| International Currency Conversion Fee | 1%of the transaction | — | per transaction | — | Source |
| At the national medianAt the Missouri median |
| — |
| — |
| Source |
| Western Union & wire transfers – international | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Missouri median | — | — | Source |
| At the national medianAt the Missouri median |
| — |
| — |
| Source |
| Stop payment (ACH or share draft) | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$8 below the Missouri median | — | — | Source |
| Cleared check copy In Person Internet Banking | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Missouri median | — | — | Source |
| $2.50 above the national median$4 above the Missouri median |
| — |
| — |
| Source |
| Safe deposit box drilled: Approximately | $225Above the typical range ($30–$70 nationally) | $180 above the national median$192.50 above the Missouri median | — | — | Source |
| Safe deposit box key replacement: Approx | $25Below the typical range ($30–$70 nationally) | $20 below the national median$7.50 below the Missouri median | — | — | Source |
| Garnishment fee at funds pay out | $20Below the typical range ($30–$90 nationally) | $30 below the national median$30 below the Missouri median | — | — | Source |