vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the Minnesota median
per month · Source
$14 above the national median$15 above the Minnesota median
per month · Source
$3 above the national median$5 above the Minnesota median
$2 above the national median$2 above the Minnesota median
per month · Source
$5 above the national median$5 above the Minnesota median
per quarter · Source
$17.50 above the national median$15 above the Minnesota median
$5 below the national median$5 below the Minnesota median
per item · Source
$20 below the national median$19 below the Minnesota median
$15 above the national median$15 above the Minnesota median
$5 below the national median$5 below the Minnesota median
At the national medianAt the Minnesota median
$5 below the national median$5 below the Minnesota median
$3 below the national median$3 below the Minnesota median
At the national median$0.75 below the Minnesota median
$12.50 below the national median$10 below the Minnesota median
$1 below the national medianAt the Minnesota median
per item · Source
$2 below the national median$2.25 below the Minnesota median
—
At the national medianAt the Minnesota median
$30 above the national median$30 above the Minnesota median
$15 below the national median$15 below the Minnesota median
$27 below the national median$27 below the Minnesota median
$5 below the national median$5 below the Minnesota median
$20 below the national median$20 below the Minnesota median
$25 below the national median$42.50 below the Minnesota median
$1 below the national median$1.45 below the Minnesota median
$2 above the national median$2 above the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Membership Advantage Checking Monthly Service Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the Minnesota median | per month | — | Source |
| Monthly Service Fee | $20Above the typical range ($4–$10 nationally) | $14 above the national median$15 above the Minnesota median | per month | — | Source |
| If the average daily balance falls below $2,500 during the month | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the Minnesota median | — | — | Source |
| Inactive Account (per month) | $7Within the typical range ($5–$10 nationally) | $2 above the national median$2 above the Minnesota median | per month | — | Source |
| Inactive/Return Mail Fee (Quarterly) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Minnesota median | per quarter | — | Source |
| Hourly Rate for Account Reconciliation | $35Above the typical range ($12–$25 nationally) | $17.50 above the national median$15 above the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee per Presentment | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Minnesota median | per item | — | Source |
| Return Item Fee | $10 | ||||
ATM & CardVerified | |||||
| Replace Debit Card | $25Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Minnesota median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Minnesota median | — | — | Source |
| Money Order | $2 | ||||
Cash & DepositVerified | |||||
| Coin counting | 2% | — | — | — | Source |
| Coin counting for Members | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Minnesota median | — | ||
Account ServicesVerified | |||||
| Safe Deposit Box 10 x 10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$30 above the Minnesota median | — | — | Source |
| Safe Deposit Box 3 x 10 | $30 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$1.45 below the Minnesota median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Minnesota median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 60 others that publish it, 9 lower, 11 the same and 40 higher.
Monthly maintenance
$12.50
Of 26 others that publish it, 23 lower and 3 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
10 of 15
Published fees
26
Under review
0
Assets
$422.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$422.8M
Total deposits
$352.5M
Service charge income (year to date)
$438K
Fee income ratio
3.6%
Return on assets
1.91%
Financial profile · Pro
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| $20 below the national median$19 below the Minnesota median |
| — |
| — |
| Source |
| At the national medianAt the Minnesota median |
| — |
| — |
| Source |
| Outgoing International Wire | $45Within the typical range ($40–$50 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
| At the national median$0.75 below the Minnesota median |
| — |
| — |
| Source |
| Stop Payment | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$10 below the Minnesota median | — | — | Source |
| Counter Check (per page) | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Minnesota median | per item | — | Source |
| Canceled Check Copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2.25 below the Minnesota median | — | — | Source |
| — |
| Source |
| $15 below the national median$15 below the Minnesota median |
| — |
| — |
| Source |
| Safe Deposit Box 3 x 5 | $18Below the typical range ($30–$70 nationally) | $27 below the national median$27 below the Minnesota median | — | — | Source |
| Safe Deposit Box 5 x 10 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
| Safe Deposit Box 5 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Minnesota median | — | — | Source |
| Levy or Garnishment | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$42.50 below the Minnesota median | — | — | Source |