Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Wolverine State Federal Credit Union

Alpena, MichiganCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee (monthly)$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft Charge (Nonsufficient Funds Fee)$10Below the typical range ($25–$33 nationally)
$20 below the national median$19 below the Michigan median
Source
Returned Check Fee$20Below the typical range ($25–$32 nationally)
$10 below the national median$9 below the Michigan median
Source

ATM & CardVerified

ATM/Debit/Credit Replacement Cards$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Michigan median
Source
Rush Order Card Fee$25Below the typical range ($30–$50 nationally)
$15 below the national median$10 below the Michigan median
Source

Check ServicesVerified

Cashier's Check$2Below the typical range ($3–$6 nationally)
$3 below the national median$1 below the Michigan median
Source
Money Order Fee$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Michigan median
Source
Stop Payment (ACH & Draft)$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$17 below the Michigan median
Source
Starter Check Fee$1Within the typical range ($1–$4 nationally)
$1 below the national median$1 below the Michigan median
per item · Source
Non-Member Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national medianAt the Michigan median
Source
Copy of Paid Draft$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Michigan median
Source

Account ServicesVerified

Notary Services (fee for non-members only)$10Above the typical range ($0–$5 nationally)
$7.50 above the national median$5 above the Michigan median
Source
Garnishment/Levy Processing Fee$30Within the typical range ($30–$90 nationally)
$20 below the national median$20 below the Michigan median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee (monthly)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Michigan median	per month	—	Source
Account/Transaction Research Fee	$20Within the typical range ($11–$25 nationally)	$2.50 above the national medianAt the Michigan median	per transaction	—	Source
Return Mail Fee	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$15 below the Michigan median	—	—	Source
Share Draft (checkbook) Balancing	$20Within the typical range ($11–$25 nationally)	$2.50 above the national medianAt the Michigan median	—	—	Source
Overdraft & NSFVerified
Overdraft Charge (Nonsufficient Funds Fee)	$10Below the typical range ($25–$33 nationally)	$20 below the national median$19 below the Michigan median	—	—	Source
Returned Check Fee	$20
ATM & CardVerified
ATM/Debit/Credit Replacement Cards	$5Within the typical range ($5–$10 nationally)	$5 below the national median$2.50 below the Michigan median	—	—	Source
Rush Order Card Fee	$25
Wire TransfersVerified
Domestic Wire Transfer (outgoing)	$10Below the typical range ($20–$25 nationally)	$15 below the national median$15 below the Michigan median	—	—	Source
Check ServicesVerified
Cashier's Check	$2Below the typical range ($3–$6 nationally)	$3 below the national median$1 below the Michigan median	—	—	Source
Money Order Fee	$1
Account ServicesVerified
Notary Services (fee for non-members only)	$10Above the typical range ($0–$5 nationally)	$7.50 above the national median$5 above the Michigan median	—	—	Source
Garnishment/Levy Processing Fee	$30

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

17 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$172.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$172.9M

Total deposits

$155.6M

Service charge income (year to date)

$419K

Fee income ratio

8.3%

Return on assets

0.11%

Financial profile · Pro

Performance from regulator filings

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