vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Michigan median
per transaction · Source
$20 above the national median$20 above the Michigan median
per month · Source
At the national median$1 above the Michigan median
per item · Source
$1.50 above the national median$1.15 above the Michigan median
At the national median$2.50 above the Michigan median
$20 below the national median$15 below the Michigan median
At the national medianAt the Michigan median
per item · Source
At the national median$5 above the Michigan median
$2.50 above the national median$3 above the Michigan median
$15 below the national median$5 below the Michigan median
per item · Source
$2.50 below the national median$3 below the Michigan median
$2.50 above the national median$2 above the Michigan median
At the national medianAt the Michigan median
$15 above the national median$15 above the Michigan median
per item · Source
$2.50 below the national median$5 below the Michigan median
At the national medianAt the Michigan median
$10 above the national median$10 above the Michigan median
$2 above the national median$2 above the Michigan median
$162.50 above the national median$157.50 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Holiday Club Early Withdrawal Per withdrawal charge. | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | per transaction | — | Source |
| Dormant Account Per month after 1 year(s). Perform a transaction within the account annually to avoid the dormant accoun | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Michigan median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) - Check/ACH/Card Setting up eAlerts and Overdraft Protection or lines of credit can help avoi | $30Within the typical range ($25–$33 nationally) | At the national median$1 above the Michigan median | per item | — | Source |
ATM & CardVerified | |||||
| Out of Network ATM Withdrawal To avoid | $3Above the typical range ($1–$2.25 nationally) | $1.50 above the national median$1.15 above the Michigan median | — | — | Source |
| Replacement Credit or Debit Card Save your card to your mobile wallet for use to avoid the replacement card charge. | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer - Per Item | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| International Wire Transfer | $50 | ||||
Check ServicesVerified | |||||
| Stop Payment (Check/ACH) Submit request through Online Banking to avoid this charge | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3 above the Michigan median | — | — | Source |
| Canadian Check Processing - Per Check | |||||
Digital & ElectronicVerified | |||||
| Online Bill Payment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3 below the Michigan median | — | — | Source |
| Outgoing Account to Account (A2A) Transfers Use Bill Pay, Person to Person, or write a check to avoid the outgoing A2A c | $5 | ||||
Cash & DepositVerified | |||||
| Deposit Items Returned Unpaid Setting up eAlerts and Overdraft Protection or lines of credit can help avoid returns. Per | $30Above the typical range ($8–$25 nationally) | $15 above the national median$15 above the Michigan median | per item | — | Source |
Account ServicesVerified | |||||
| Notary - For Members | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Michigan median | — | — | Source |
| Garnishments and Levies | $50 | ||||
Retirement & IRAVerified | |||||
| IRA/HSA Transfer Fee | $35Within the typical range ($25–$35 nationally) | $10 above the national median$10 above the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement View eStatements in online banking or mobile app | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
| Home Equity Subordination | $200 | ||||
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
19
Under review
0
Assets
$252.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$252.4M
Total deposits
$229.1M
Service charge income (year to date)
$850K
Fee income ratio
11.9%
Return on assets
0.38%
Financial profile · Pro
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| At the national median$2.50 above the Michigan median |
| — |
| — |
| Source |
| Card Rush Order Save your card to your mobile wallet for use to avoid the replacement card charge. | $20Below the typical range ($30–$50 nationally) | $20 below the national median$15 below the Michigan median | — | — | Source |
| At the national median$5 above the Michigan median |
| — |
| — |
| Source |
| $5Below the typical range ($10–$25 nationally) |
| $15 below the national median$5 below the Michigan median |
| per item |
| — |
| Source |
| $2.50 above the national median$2 above the Michigan median |
| — |
| — |
| Source |
| Mobile Deposit | $0Within the typical range ($0–$0 nationally) | At the national medianAt the Michigan median | — | — | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| $162.50 above the national median$157.50 above the Michigan median |
| — |
| — |
| Source |