Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Acme Continental Federal Credit Union

Riverdale, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 day of opening$10Within the typical range ($10–$25 nationally)

Inactivity fee$25

$20 above the national median$20 above the Illinois median

per quarter · Knox extract.rules v16 categorized a line held for review from Rosetta artifact #5934. canonical_hint=dormant_account; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Inactivity fee | $25.00 per quarter" · Source

ATM & CardVerified

ATM/CHECK Card Transaction fee (4 free per mo)$1.25Within the typical range ($1–$2.25 nationally)
$0.25 below the national median$0.13 below the Illinois median
per item · Source
ATM / CHECK Card lost card replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median$5 above the Illinois median
per item · Source
Replacement Card Fee$10Within the typical range ($5–$10 nationally)
At the national medianAt the Illinois median
Source

Check ServicesVerified

Stop Payments (each item)$25Within the typical range ($20–$30 nationally)
$2.25 below the national median$4.50 below the Illinois median
per item · Source
Collection item (incoming)$15Within the typical range ($10.25–$25 nationally)
$5 below the national median$1.50 below the Illinois median
Source
Copy of draft$5Within the typical range ($2–$5 nationally)
$2 above the national median$1.50 above the Illinois median
Source

Lending FeesVerified

Late fee$25Within the typical range ($10–$25 nationally)
$5 above the national median$5 above the Illinois median
Source
Late Payment on Loan Fee$20Within the typical range ($10–$25 nationally)
At the national medianAt the Illinois median
Source

Other FeesVerified

Prior statement copy$5Within the typical range ($2–$5 nationally)
$2 above the national median$3 above the Illinois median
per month · Source
Loan Application Fee$15Below the typical range ($25–$100 nationally)
$22.50 below the national median$20 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 day of opening	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$10 below the Illinois median	—	—	Source
Inactivity fee	$25Above the typical range ($5–$10 nationally)	$20 above the national median$20 above the Illinois median	per quarter	Knox extract.rules v16 categorized a line held for review from Rosetta artifact #5934. canonical_hint=dormant_account; text_hash=32906d455ff2e08d5ad7e8d81feb8a68ec4d7b9dc71ee328336ced8de3b3e9eb; excerpt="Inactivity fee \| $25.00 per quarter"	Source
Account research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$5 above the Illinois median	—	—	Source
Return mail	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$15 below the Illinois median	—	—	Source
ATM & CardVerified
ATM/CHECK Card Transaction fee (4 free per mo)	$1.25Within the typical range ($1–$2.25 nationally)	$0.25 below the national median$0.13 below the Illinois median	per item	—	Source
ATM / CHECK Card lost card replacement	$15
Check ServicesVerified
Stop Payments (each item)	$25Within the typical range ($20–$30 nationally)	$2.25 below the national median$4.50 below the Illinois median	per item	—	Source
Collection item (incoming)	$15
Cash & DepositVerified
Deposited checks (and other items) returned unpaid	$25Within the typical range ($8–$25 nationally)	$10 above the national median$10 above the Illinois median	per item	—	Source
Lending FeesVerified
Late fee	$25Within the typical range ($10–$25 nationally)	$5 above the national median$5 above the Illinois median	—	—	Source
Late Payment on Loan Fee	$20
Other FeesVerified
Prior statement copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median$3 above the Illinois median	per month	—	Source
Loan Application Fee	$15

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Headline fees published

4 of 15

Published fees

Under review

Assets

$62.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$62.5M

Total deposits

$51.2M

Service charge income (year to date)

$90K

Fee income ratio

6.0%

Return on assets

0.30%

Financial profile · Pro

Performance from regulator filings

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