vs. U.S. typical range:LowerTypicalHigher
$4 above the national median$2.50 above the Alabama median
per month · Source
$5 above the national median$5 above the Alabama median
per month · Source
$7.50 below the national median$5 below the Alabama median
$2 below the national median$2 below the Alabama median
At the national medianAt the Alabama median
per item · Source
At the national medianAt the Alabama median
$3 below the national median$3 below the Alabama median
At the national medianAt the Alabama median
$2.50 below the national median$4 below the Alabama median
$1 below the national medianAt the Alabama median
$30 above the national median$35 above the Alabama median
per year · Source
$15 below the national median$10 below the Alabama median
per year · Source
$25 below the national median$20 below the Alabama median
per year · Source
At the national median$5 above the Alabama median
per year · Source
At the national medianAt the Alabama median
At the national medianAt the Alabama median
$1.50 below the national median$1 below the Alabama median
$2.50 below the national median$2 below the Alabama median
$2 below the national median$1 below the Alabama median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Organization and Special Checking Accounts Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$2.50 above the Alabama median | per month | — | Source |
| Dormant Accounts - No transaction activity in a 24 month period | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Alabama median | per month | — | Source |
| Returned Mail | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$5 below the Alabama median | — | — | Source |
| Paper Statement Fee | $1Below the typical range ($2–$4.68 nationally) | $2 below the national median$2 below the Alabama median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF/Overdraft, Overdraft Privilege - All sources, types | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Alabama median | per item | — | Source |
ATM & CardVerified | |||||
| Plastic Card (Debit, Credit) Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Alabama median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check – Members only | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Alabama median | — | — | Source |
| Money Orders - Members only | $2 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10”x10”x24” | $75Above the typical range ($30–$70 nationally) | $30 above the national median$35 above the Alabama median | per year | — | Source |
| Safe Deposit Box 3”x10”x24” | $30 | ||||
Lending FeesVerified | |||||
| Visa Credit Card Late Payment | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Alabama median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card/Reloadable Card/Travel Card | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1 below the Alabama median | — | — | Source |
| Visa Reloadable Card reloads | $1 | ||||
Other FeesVerified | |||||
| Statement Copy/Replacement, Account Printout | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the Alabama median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
6 of 15
Published fees
19
Under review
0
Assets
$193.9M
Work at Riverfall Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$193.9M
Total deposits
$175.1M
Service charge income (year to date)
$830K
Fee income ratio
15.2%
Return on assets
0.35%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the Alabama median |
| — |
| — |
| Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4 below the Alabama median | — | — | Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Alabama median | — | — | Source |
| $15 below the national median$10 below the Alabama median |
| per year |
| — |
| Source |
| Safe Deposit Box 3”x5”x24” | $20Below the typical range ($30–$70 nationally) | $25 below the national median$20 below the Alabama median | per year | — | Source |
| Safe Deposit Box 5”x10”x24” | $45Within the typical range ($30–$70 nationally) | At the national median$5 above the Alabama median | per year | — | Source |
| Garnishment / Levy | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Alabama median | — | — | Source |
| $2.50 below the national median$2 below the Alabama median |
| — |
| — |
| Source |