vs. U.S. typical range:LowerTypicalHigher
$3 below the national median$1.50 below the California median
At the national median$1.50 above the California median
$7.50 above the national median$5 above the California median
$1 below the national median$0.50 below the California median
$5 below the national median$2 above the California median
$3 below the national median$1 below the California median
At the national medianAt the California median
At the national medianAt the California median
$7.50 below the national median$2.50 below the California median
$7.50 below the national median$2.50 below the California median
per item · Source
$2 above the national median$2 above the California median
$10 above the national median$7 above the California median
$25 below the national median$20 below the California median
$15 above the national median$15 above the California median
—
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee | $2Below the typical range ($5–$10 nationally) | $3 below the national median$1.50 below the California median | — | — | Source |
| Escheat Fee | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | — | — | Source |
| Account Research | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.88 nationally) | $1 below the national median$0.50 below the California median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) Check | $25Within the typical range ($25–$32 nationally) | $5 below the national median$2 above the California median | — | — | Source |
| Overdraft Protection Transfer Fee | $2 | ||||
ATM & CardVerified | |||||
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the California median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Domestic Wire | $25Within the typical range ($20–$25 nationally) | At the national medianAt the California median | — | — | Source |
Check ServicesVerified | |||||
| ACH Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$2.50 below the California median | — | — | Source |
| Stop Payment (per check or sequence of checks) | $20 | ||||
Cash & DepositVerified | |||||
| Deposited Item Returned | $25Within the typical range ($8–$25 nationally) | $10 above the national median$7 above the California median | — | — | Source |
Account ServicesVerified | |||||
| Legal Process (levy, subpoena, etc.) | $25Below the typical range ($30–$90 nationally) | $25 below the national median$20 below the California median | — | — | Source |
Lending FeesVerified | |||||
| Late Fee – Closed End Signature / Auto Loan | $35Above the typical range ($10–$25 nationally) | $15 above the national median$15 above the California median | — | — | Source |
| Late Fee – Home Equity Line of Credit (HELOC) | 3% | ||||
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
14
Under review
0
Assets
$54.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$54.8M
Total deposits
$44.9M
Service charge income (year to date)
$230K
Fee income ratio
18.4%
Return on assets
0.64%
Financial profile · Pro
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| $3 below the national median$1 below the California median |
| — |
| — |
| Source |
| $7.50 below the national median$2.50 below the California median |
| per item |
| — |
| Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | — | — | Source |
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| Source |