vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the South Carolina median
per transaction · Source
$5 above the national median$2.75 above the South Carolina median
per month · Source
$12.50 below the national median$7.50 below the South Carolina median
per transaction · Knox extract.rules v30 categorized a line held for review from Rosetta artifact #3322. canonical_hint=account_research; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Bad Address Fee (per Occurrence) | $5.00 | Christmas Club Early Withdrawal (per withdrawal) | $5.00" · Source
At the national median$1 below the South Carolina median
per transaction · Source
At the national median$1 below the South Carolina median
per item · Source
At the national median$0.50 below the South Carolina median
per item · Source
$3 below the national medianAt the South Carolina median
per item · Source
At the national medianAt the South Carolina median
per item · Source
$2.50 above the national median$0.50 below the South Carolina median
per month · Source
$2 below the national median$2 below the South Carolina median
per item · Source
$10 below the national median$5 below the South Carolina median
per transaction · Source
$1.45 above the national median$1.05 below the South Carolina median
per month · Source
$25 below the national median$25 below the South Carolina median
per transaction · Source
—
per month · Source
$2 above the national median$2.69 above the South Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Christmas Club Early Withdrawal (per withdrawal) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the South Carolina median | per transaction | — | Source |
| Dormant Account/Abandoned Property Fee (per account /per month) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2.75 above the South Carolina median | per month | — | Source |
| Bad Address Fee (per Occurrence) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$7.50 below the South Carolina median | per transaction | Knox extract.rules v30 categorized a line held for review from Rosetta artifact #3322. canonical_hint=account_research; text_hash=29056ed93ba15828f14698cb763ac7f14072c91baf8671190fca272d60691da0; excerpt="Bad Address Fee (per Occurrence) | $5.00 | Christmas Club Early Withdrawal (per withdrawal) | $5.00" | Source |
Overdraft & NSFVerified | |||||
| If you do this and also sign up for Overdraft Privilege, we’ll access your savings account first for needed funds before | $30Within the typical range ($25–$33 nationally) | At the national median$1 below the South Carolina median | per transaction | — | Source |
| Overdraft Privilege (per item paid by MCCU) | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement (per occurrence) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the South Carolina median | per item | — | Source |
Check ServicesVerified | |||||
| STOP PAYMENTS Share Drafts: (the request is only good for 6 months) ACH: (the request is permanent) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 below the South Carolina median | per month | — | Source |
| Check Copy Fee (per item) | $1 | ||||
Digital & ElectronicVerified | |||||
| ACH transactions originated through online banking | $0Below the typical range ($5–$20 nationally) | $10 below the national median$5 below the South Carolina median | per transaction | — | Source |
| Billpay Service Monthly Fee Failed Transaction Fee | |||||
Account ServicesVerified | |||||
| Garnishment and Levy Processing Fee | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the South Carolina median | per transaction | — | Source |
Lending FeesVerified | |||||
| Late fee | 1.5% | — | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Account Maintenance Fee | $10Within the typical range ($10–$25 nationally) | $5 below the national median | per month | — | Source |
Other FeesVerified | |||||
| Member Statement Copy Fee (printed by MCCU) Statement Copy Fee (per statement/printout) Interim History Printout | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.69 above the South Carolina median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
5 of 15
Published fees
15
Under review
0
Assets
$181.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$181.8M
Total deposits
$160.6M
Service charge income (year to date)
$700K
Fee income ratio
12.0%
Return on assets
0.89%
Financial profile · Pro
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| At the national median$1 below the South Carolina median |
| per item |
| — |
| Source |
| Insufficient Funds (NSF) (per item returned by MCCU) | $30Within the typical range ($25–$32 nationally) | At the national median$0.50 below the South Carolina median | per item | — | Source |
| Overdraft Share Transfer Fee (per Transfer) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national medianAt the South Carolina median | per item | — | Source |
| $2 below the national median$2 below the South Carolina median |
| per item |
| — |
| Source |
| $3.95Within the typical range ($0–$9.95 nationally) |
| $1.45 above the national median$1.05 below the South Carolina median |
| per month |
| — |
| Source |