vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$2.50 above the Colorado median
$5 above the national median$3 above the Colorado median
per month · Source
$7.50 above the national median$7.50 above the Colorado median
$12.50 below the national median$12.50 below the Colorado median
per item · Source
$5 above the national median$5 above the Colorado median
$5 above the national median$5 above the Colorado median
$5 above the national median$5 above the Colorado median
$10 above the national median$10 above the Colorado median
$10 above the national median$10 above the Colorado median
$7.50 above the national median$7.50 above the Colorado median
$22.50 above the national median$22.50 above the Colorado median
$1 above the national median$1 above the Colorado median
per item · Source
At the national medianAt the Colorado median
$1 below the national median$1 below the Colorado median
$20 above the national median$18 above the Colorado median
$19 above the national median$22.75 above the Colorado median
per year · Source
$1.50 above the national median$1.25 above the Colorado median
$87.50 above the national median$37.50 above the Colorado median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2791. canonical_hint=other_lending_fee; text_hash=e7d9bd222cace8c665243cf7f4d19584b418aabdb445bb06950a0c5917ca1173; excerpt="Loan Application Fee | $125.00" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Reopen Closed & Closed within 90 day Account fee | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$2.50 above the Colorado median | — | — | Source |
| Dormant Account over 1 year | $10Within the typical range ($5–$10 nationally) | $5 above the national median$3 above the Colorado median | per month | — | Source |
| Account Reconciliation Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Colorado median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Colorado median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Colorado median | — | — | Source |
| NSF Fee | $35 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Colorado median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire Transfer Fee | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the Colorado median | — | — | Source |
| Incoming Wire Transfer Fee | $20 | ||||
Check ServicesVerified | |||||
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$7.50 above the Colorado median | — | — | Source |
| Stop Payment on CU Checks Fee (over $500, must purchase an Indemnity Bond) | $50 | ||||
Cash & DepositVerified | |||||
| Deposit Item Return Fee | $35Above the typical range ($8–$25 nationally) | $20 above the national median$18 above the Colorado median | — | — | Source |
Lending FeesVerified | |||||
| Visa Late Fee/ Over Limit | $39Above the typical range ($10–$25 nationally) | $19 above the national median$22.75 above the Colorado median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Account Annual Maintenance | $50Above the typical range ($10–$25 nationally) | $35 above the national median | per year | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.25 above the Colorado median | — | — | Source |
Other FeesVerified | |||||
| Loan Application Fee | $125Above the typical range ($25–$100 nationally) | $87.50 above the national median$37.50 above the Colorado median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2791. canonical_hint=other_lending_fee; text_hash=e7d9bd222cace8c665243cf7f4d19584b418aabdb445bb06950a0c5917ca1173; excerpt="Loan Application Fee | $125.00" | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
7 of 15
Published fees
19
Under review
0
Assets
$61.3M
Work at San Juan Mountains Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$61.3M
Total deposits
$54.3M
Service charge income (year to date)
$118K
Fee income ratio
7.0%
Return on assets
1.25%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 above the national median$5 above the Colorado median |
| — |
| — |
| Source |
| $10 above the national median$10 above the Colorado median |
| — |
| — |
| Source |
| $22.50 above the national median$22.50 above the Colorado median |
| — |
| — |
| Source |
| Counter Check Fee | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Colorado median | per item | — | Source |
| Credit Union Check Copy Fee | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Colorado median | — | — | Source |
| Original Check Copy Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Colorado median | — | — | Source |