Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Park Federal Credit Union

Louisville, KentuckyCredit UnionSt. Louis Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Brightside Checking: Monthly maintenance fee$10Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Courtesy Overdraft Fee: Per item paid$32Within the typical range ($25–$33 nationally)
$2 above the national median$2 above the Kentucky median
per item · Source
NSF Items: Includes returned checks, pre-authorized debits/ACH originations & ATM/Debit card overdrafts$32Within the typical range ($25–$32 nationally)
$2 above the national median$2 above the Kentucky median
per item · Source
Overdrawn Fee: Per Presentment. Includes returned checks$32Within the typical range ($25–$32 nationally)
$2 above the national median$2 above the Kentucky median
per item · Source

Wire TransfersVerified

Wire Transfer – Outgoing: Per item$25Within the typical range ($20–$25 nationally)
At the national median$5 above the Kentucky median
per item · Source
Wire Transfer – Incoming: Per item$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Kentucky median
per item · Source
Wire Transfer – International: Per item$55Above the typical range ($40–$50 nationally)
$5 above the national median$5 above the Kentucky median
per item · Source

Check ServicesVerified

Cashiers Check Conversion Fee – Non Member: Per item$9Above the typical range ($3–$6 nationally)
$4 above the national median$4 above the Kentucky median
per item · Source
Cashiers Check Fee – Member: Per item$5Within the typical range ($3–$6 nationally)
At the national medianAt the Kentucky median
per item · Source
Stop Payment Fee: Per item$32Above the typical range ($20–$30 nationally)
$4.50 above the national median$3.52 above the Kentucky median
per item · Source
Temporary Checks$3Within the typical range ($1–$4 nationally)
$1 above the national median$1 above the Kentucky median
Source
Non-Member Check Cashing Fee: Per item$5Within the typical range ($5–$10 nationally)
At the national medianAt the Kentucky median
per item · Source
Copy of Check: Per item$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Kentucky median
per item · Source

Other FeesVerified

Overnight Delivery Fee: Per item$17.50Below the typical range ($20–$40 nationally)
$12.50 below the national median
per item · Source
Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median$2.44 above the Kentucky median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Brightside Checking: Monthly maintenance fee	$10Within the typical range ($4–$10 nationally)	$4 above the national median$3.50 above the Kentucky median	per month	—	Source
Fresh Start Checking: Monthly maintenance fee with Direct Deposit. Monthly maintenance fee w/o Direct Deposit	$12Above the typical range ($4–$10 nationally)	$6 above the national median$5.50 above the Kentucky median	per month	—	Source
Next Step Checking: Monthly maintenance fee	$9Within the typical range ($4–$10 nationally)	$3 above the national median$2.50 above the Kentucky median	per month	—	Source
Regular Checking: Charged if minimum daily balance drops below in combined deposits or if no loan/credit card relations	$5Within the typical range ($5–$10 nationally)	$2 below the national median	per month	—	Source
Closed Account Fee	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$13.75 below the Kentucky median	—	—	Source
Returned Mail Fee: Charged each statement cycle until bad address is corrected	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$10 below the Kentucky median	per month	—	Source
Overdraft & NSFVerified
Courtesy Overdraft Fee: Per item paid	$32Within the typical range ($25–$33 nationally)	$2 above the national median$2 above the Kentucky median	per item	—	Source
NSF Items: Includes returned checks, pre-authorized debits/ACH originations & ATM/Debit card overdrafts	$32
Wire TransfersVerified
Wire Transfer – Outgoing: Per item	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Kentucky median	per item	—	Source
Wire Transfer – Incoming: Per item	$15
Check ServicesVerified
Cashiers Check Conversion Fee – Non Member: Per item	$9Above the typical range ($3–$6 nationally)	$4 above the national median$4 above the Kentucky median	per item	—	Source
Cashiers Check Fee – Member: Per item	$5
Account ServicesVerified
Levy/Garnishment Processing Fee: KY Garnishment IN Garnishment Levy	$75Within the typical range ($30–$90 nationally)	$25 above the national medianAt the Kentucky median	—	—	Source
Other FeesVerified
Overnight Delivery Fee: Per item	$17.50Below the typical range ($20–$40 nationally)	$12.50 below the national median	per item	—	Source
Statement Copy	$5

Against St. Louis Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$32.00
Of 61 others that publish it, 48 lower, 2 the same and 11 higher.
Monthly maintenance
$10.00
Of 24 others that publish it, 18 lower, 3 the same and 3 higher.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.4B

Total deposits

$1.1B

Service charge income (year to date)

$4.0M

Fee income ratio

8.5%

Return on assets

0.40%

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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