Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Cape Federal Credit Union

Clarksburg, West VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Debit Card Per month$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds Per item$30Within the typical range ($25–$32 nationally)
At the national medianAt the West Virginia median
per item · Source
Overdraft Transfer Fee Per transfer$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the West Virginia median
per item · Source

Check ServicesVerified

Copy of Cashiers Check Per check$10Above the typical range ($2–$5 nationally)
$7 above the national median$5 above the West Virginia median
per item · Source
Copy of Check Per item$5Within the typical range ($2–$5 nationally)
$2 above the national medianAt the West Virginia median
per item · Source

Account ServicesVerified

10x10 Annual$100Above the typical range ($30–$70 nationally)
$55 above the national median$67.50 above the West Virginia median
per year · Source
3x10 Annual$35Within the typical range ($30–$70 nationally)
$10 below the national median$2.50 above the West Virginia median
per year · Source
5x10 Annual$60Within the typical range ($30–$70 nationally)
$15 above the national median$27.50 above the West Virginia median
per year · Source
Drilled Box Per time$75Above the typical range ($30–$70 nationally)
$30 above the national median$42.50 above the West Virginia median
Source

Other FeesVerified

Fax$2Within the typical range ($2–$5 nationally)
$1 below the national medianAt the West Virginia median
per item · Per fax · Institution’s schedule
Statement Reprint Per month$5Within the typical range ($2–$5 nationally)
$2 above the national median$3 above the West Virginia median
per month · Source
Skip-A-Pay Month/Bi-Weekly$30Within the typical range ($25–$100 nationally)
$7.50 below the national median$5 below the West Virginia median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Debit Card Per month	$5Within the typical range ($5–$10 nationally)	At the national medianAt the West Virginia median	per month	—	Source
Return Mail Per item	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$8.50 below the West Virginia median	per item	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds Per item	$30Within the typical range ($25–$32 nationally)	At the national medianAt the West Virginia median	per item	—	Source
Overdraft Transfer Fee Per transfer	$3
ATM & CardVerified
Debit Card Replacement Per card	$10Within the typical range ($5–$10 nationally)	At the national medianAt the West Virginia median	per item	—	Source
Check ServicesVerified
Copy of Cashiers Check Per check	$10Above the typical range ($2–$5 nationally)	$7 above the national median$5 above the West Virginia median	per item	—	Source
Copy of Check Per item	$5
Cash & DepositVerified
Return Deposited Item Per item	$30Above the typical range ($8–$25 nationally)	$15 above the national median$8.75 above the West Virginia median	per item	—	Source
Account ServicesVerified
10x10 Annual	$100Above the typical range ($30–$70 nationally)	$55 above the national median$67.50 above the West Virginia median	per year	—	Source
3x10 Annual	$35
Other FeesVerified
Fax	$2Within the typical range ($2–$5 nationally)	$1 below the national medianAt the West Virginia median	per item	Per fax	Institution’s schedule
Statement Reprint Per month	$5

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

15 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$15.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$15.5M

Total deposits

$14.5M

Service charge income (year to date)

$16K

Fee income ratio

4.8%

Return on assets

-4.19%

Financial profile · Pro

Performance from regulator filings

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Based on 65,356 published fee entries from 3,591 institutions

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