vs. U.S. typical range:LowerTypicalHigher
$4.50 below the national median$3 below the Missouri median
$4.50 below the national median$3 below the Missouri median
At the national medianAt the Missouri median
per month · Source
$7.50 above the national median$7.50 above the Missouri median
$7.50 below the national median$7.50 below the Missouri median
per item · Source
$1 below the national median$1 below the Missouri median
per month · Source
$11 below the national median$10.25 below the Missouri median
per item · Source
$11 below the national median$9 below the Missouri median
per item · Source
$0.50 above the national median$0.50 above the Missouri median
$5 above the national median$5 above the Missouri median
per item · Source
At the national medianAt the Missouri median
$10 below the national median$10 below the Missouri median
$2 below the national median$2 below the Missouri median
$1 above the national median$1 above the Missouri median
per item · Source
$7.50 below the national median$8 below the Missouri median
per item · Source
$1 below the national medianAt the Missouri median
per item · Source
$10 above the national median$10 above the Missouri median
$1 below the national median$1 below the Missouri median
per item · Source
$1.50 below the national median$0.50 below the Missouri median
At the national median$1.40 below the Missouri median
$25 below the national median$12.50 below the Missouri median
per year · Source
$30 below the national median$30 below the Missouri median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Share Savings minimum balance fee(if balance falls below $5.00 in any month) | $2.50Below the typical range ($5–$10 nationally) | $4.50 below the national median$3 below the Missouri median | — | — | Source |
| Share Savings minimum balance fee(if balance falls below in any month) | $2.50Below the typical range ($5–$10 nationally) | $4.50 below the national median$3 below the Missouri median | — | — | Source |
| Dormant Account (per month) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Missouri median | per month | — | Source |
| Account research (per hour) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Missouri median | — | — | Source |
| Holiday Club excess withdrawal fee (for each withdrawal from Feb. 16 through Sep. 30) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the Missouri median | per item | — | Source |
| Paper Statement Fee (per month) (members under the age of 18 and members born prior to January 1956 are exempt.) | $2Within the typical range ($2–$4.76 nationally) | $1 below the national median$1 below the Missouri median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Privilege (each paid item) | $19Below the typical range ($25–$33 nationally) | $11 below the national median$10.25 below the Missouri median | per item | — | Source |
| Non-sufficient funds (each) | $19 | ||||
ATM & CardVerified | |||||
| Non CO-OP network ATM transactions | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Missouri median | — | — | Source |
| Debit card replacement | $15 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Missouri median | — | — | Source |
| Incoming Wire Transfer | $0 | ||||
Check ServicesVerified | |||||
| Official credit union check/cashier’s check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Missouri median | — | — | Source |
| Money Order (per item) | $3 | ||||
Cash & DepositVerified | |||||
| Coin Machine: Members | $0Within the typical range ($0–$3 nationally) | At the national median$1.40 below the Missouri median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Boxes – Sizes and rental(per year) 3×5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$12.50 below the Missouri median | per year | — | Source |
| Garnishment/levee administration fee (excluding child support) | $20 | ||||
Overdraft
$19.00
Of 27 others that publish it, 2 lower and 25 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$19
Headline fees published
10 of 15
Published fees
22
Under review
0
Assets
$177.1M
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Financial Context
Financials as of Q1 2026 · NCUA call report
Total assets
$177.1M
Total deposits
$165.6M
Service charge income (year to date)
$468K
Fee income ratio
20.8%
Return on assets
-7.22%
Branches
6
Financial profile · Pro
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| $11 below the national median$9 below the Missouri median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Missouri median |
| per item |
| — |
| Source |
| $10 below the national median$10 below the Missouri median |
| — |
| — |
| Source |
| $1 above the national median$1 above the Missouri median |
| per item |
| — |
| Source |
| Stop payment (per item) | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$8 below the Missouri median | per item | — | Source |
| Temporary checks (at four per page) | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Missouri median | per item | — | Source |
| Check cashing services –Non Member | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Missouri median | — | — | Source |
| Collection item (per item) | $19Within the typical range ($10–$25 nationally) | $1 below the national median$1 below the Missouri median | per item | — | Source |
| Copy of check (front & back) | $1.50Below the typical range ($2–$5 nationally) | $1.50 below the national median$0.50 below the Missouri median | — | — | Source |
| $30 below the national median$30 below the Missouri median |
| — |
| — |
| Source |