vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$2.24 below the Illinois median
per month · Source
$3 above the national medianAt the Illinois median
Knox extract.rules v33 categorized a line held for review from Rosetta artifact #4480. canonical_hint=minimum_balance; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Small Business Checking Service Fee (below $1,000) | $10.00" · Source
$7.50 below the national median$10 below the Illinois median
$2 below the national median$2 below the Illinois median
per month · Source
$3 below the national median$3 below the Illinois median
per month · Source
$7.50 above the national median$5 above the Illinois median
$12.50 below the national median$15 below the Illinois median
$5 below the national median$5 below the Illinois median
At the national medianAt the Illinois median
$5 below the national median$5 below the Illinois median
$5 above the national median$5 above the Illinois median
At the national medianAt the Illinois median
At the national median$0.25 below the Illinois median
per item · Source
$2.50 below the national median$4.50 below the Illinois median
per item · Source
$2.50 below the national median$4.50 below the Illinois median
per item · Source
$2.50 below the national median$4.50 below the Illinois median
$7.50 above the national median$5.50 above the Illinois median
$2 above the national median$1 above the Illinois median
$1 below the national median$2 below the Illinois median
At the national median$5 below the Illinois median
At the national medianAt the Illinois median
At the national median$25 below the Illinois median
$5 below the national median$5 below the Illinois median
At the national medianAt the Illinois median
per year · Source
At the national median$1.50 below the Illinois median
per item · Source
$2.75 below the national median$1.75 below the Illinois median
per item · Source
$2 below the national median$1 below the Illinois median
per item · Source
$17.50 below the national median$15 below the Illinois median
$7.50 below the national median$5 below the Illinois median
$27.50 below the national median$25 below the Illinois median
$12.50 below the national median$10 below the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Service Charge / Personal Checking (Balance <$50) | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2.24 below the Illinois median | per month | — | Source |
| Small Business Checking Service Fee (below $1,000) | $10Within the typical range ($5–$10 nationally) | $3 above the national medianAt the Illinois median | — | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #4480. canonical_hint=minimum_balance; text_hash=32e70c27b25b0344d6500c220aa7db496be877df7e63bdd6b63c69c90d753cbf; excerpt="Small Business Checking Service Fee (below $1,000) | $10.00" | Source |
| Early Closing Fee | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$10 below the Illinois median | — | — | Source |
| Dormant Account / Checking (60 Days Inactive) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Illinois median | per month | — | Source |
| Dormant Account / Share (24 mos. Inactive) | $2Below the typical range ($5–$10 nationally) | $3 below the national median$3 below the Illinois median | per month | — | Source |
| Research Fee | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the Illinois median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (NSF) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Tansfer Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
| Wire Transfer Incoming | $15 | ||||
Check ServicesVerified | |||||
| Official Check (To a Third Party) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Money Order | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Item | $25Within the typical range ($15–$30 nationally) | At the national median$5 below the Illinois median | — | — | Source |
Cash & DepositVerified | |||||
| Deposit Return Item | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Garnishments / Levy / Citations | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the Illinois median | — | — | Source |
| Verification of Deposit | $5 | ||||
Lending FeesVerified | |||||
| Consumer Loan Late Fee | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Annual Maitenance Fee | $15Within the typical range ($10–$25 nationally) | At the national median | per year | — | Source |
| IRA / Transfer / Institution | $25 | ||||
Other FeesVerified | |||||
| Photocopies | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the Illinois median | per item | — | Source |
| Statement Copy | $1 | ||||
Overdraft
$25.00
Of 29 others that publish it, 2 lower, 6 the same and 21 higher.
Monthly maintenance
$5.00
Of 9 others that publish it, 5 lower and 4 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
32
Under review
0
Assets
$5.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$5.7M
Total deposits
$4.6M
Service charge income (year to date)
$19K
Fee income ratio
13.6%
Return on assets
-2.79%
Financial profile · Pro
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| $5 above the national median$5 above the Illinois median |
| — |
| — |
| Source |
| At the national median$0.25 below the Illinois median |
| per item |
| — |
| Source |
| ACH Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Illinois median | per item | — | Source |
| Share Draft / ACH Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Illinois median | per item | — | Source |
| Stop Payment / Share Draft or ACH | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4.50 below the Illinois median | — | — | Source |
| Teller Check Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5.50 above the Illinois median | — | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Illinois median | — | — | Source |
| Copy of paid draft | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2 below the Illinois median | — | — | Source |
| $5 below the national median$5 below the Illinois median |
| — |
| — |
| Source |
| At the national median$1.50 below the Illinois median |
| per item |
| — |
| Source |
| $2 below the national median$1 below the Illinois median |
| per item |
| — |
| Source |
| Consumer & Auto Loan Application Fee | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$15 below the Illinois median | — | — | Source |
| Joint Loan Application Fee | $30Within the typical range ($25–$100 nationally) | $7.50 below the national median$5 below the Illinois median | — | — | Source |
| Share Secured Loan Application Fee | $10Below the typical range ($25–$100 nationally) | $27.50 below the national median$25 below the Illinois median | — | — | Source |
| Small Business Loan Application Fee | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$10 below the Illinois median | — | — | Source |