Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Blackstone River Federal Credit Union

Woonsocket, Rhode IslandCredit UnionBoston Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly Service fee$5Within the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Paid NSF fee (Courtesy Pay) Please see the Courtesy Pay page under Products and Services for program details$20Below the typical range ($25–$33 nationally)
$10 below the national median$11 below the Rhode Island median
per item · Source
NSF fee$20Below the typical range ($25–$32 nationally)
$10 below the national median$11 below the Rhode Island median
per item · Source

Wire TransfersVerified

Money Wire fee: (Domestic)$25Within the typical range ($20–$25 nationally)
At the national median
per item · Source
Money Wire (Incoming)$10Within the typical range ($5–$15 nationally)
At the national median
Source

Check ServicesVerified

Treasurer's Check Fee$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the Rhode Island median
per item · Source
per money order, maximum$3Within the typical range ($1.50–$3 nationally)
$1 above the national median$0.13 below the Rhode Island median
per item · Source
Stop Payment fee$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Rhode Island median
per item · Source
Copy of a Check fee$3Within the typical range ($2–$5 nationally)
At the national median$2 below the Rhode Island median
per item · Source

Other FeesVerified

Statement Copy fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Loan Modification$50Within the typical range ($25–$100 nationally)
$12.50 above the national median$15 below the Rhode Island median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Monthly Service fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$5 below the Rhode Island median	per month	—	Source
Student Checking Monthly service charge	$3Below the typical range ($4–$10 nationally)	$3 below the national median$7 below the Rhode Island median	per month	—	Source
Inactive Account Fee	$1Below the typical range ($5–$10 nationally)	$4 below the national median$9 below the Rhode Island median	per month	—	Source
Account Reconciliation fee	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$2.50 below the Rhode Island median	—	—	Source
Overdraft & NSFVerified
Paid NSF fee (Courtesy Pay) Please see the Courtesy Pay page under Products and Services for program details	$20Below the typical range ($25–$33 nationally)	$10 below the national median$11 below the Rhode Island median	per item	—	Source
NSF fee	$20
Wire TransfersVerified
Money Wire fee: (Domestic)	$25Within the typical range ($20–$25 nationally)	At the national median	per item	—	Source
Money Wire (Incoming)	$10
Check ServicesVerified
Treasurer's Check Fee	$4Within the typical range ($3–$6 nationally)	$1 below the national median$1 below the Rhode Island median	per item	—	Source
per money order, maximum	$3
Cash & DepositVerified
Deposited Item Return fee	$0Below the typical range ($8–$25 nationally)	$15 below the national median	per item	—	Source
Account ServicesVerified
Notary Fee (Non Members)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	per item	—	Source
Other FeesVerified
Statement Copy fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	—	Source
Loan Modification	$50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$20

Overdraft fee: $20

33% below the national median overdraft fee

16 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$75.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$75.1M

Total deposits

$66.3M

Service charge income (year to date)

$74K

Fee income ratio

4.0%

Return on assets

1.05%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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