vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$2.50 above the Texas median
per month · Source
$2.50 above the national median$4.50 above the Texas median
$7.50 below the national median$5.50 below the Texas median
per month · Source
$15.50 below the national median$13.50 below the Texas median
$2.50 below the national median$2.50 below the Texas median
per item · Source
$2.50 below the national median$2.50 below the Texas median
$5 below the national median$2.50 below the Texas median
per item · Source
—
per transaction · Source
$5 below the national medianAt the Texas median
$10 below the national median$5 below the Texas median
At the national medianAt the Texas median
per item · Source
At the national medianAt the Texas median
per item · Source
$12.50 below the national median$14.50 below the Texas median
per item · Source
$1 below the national median$1 below the Texas median
$2.50 below the national median$5 below the Texas median
—
per transaction · Source
$2.50 below the national median$3 below the Texas median
—
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Below Minimum Balance | $10Within the typical range ($5–$10 nationally) | $3 above the national median$2.50 above the Texas median | per month | — | Source |
| Account Research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$4.50 above the Texas median | — | — | Source |
| Money Market Excessive Withdrawal | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | per month | — | Source |
| Returned Mailed Statement | $2Below the typical range ($12–$25 nationally) | $15.50 below the national median$13.50 below the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) | $27.50Within the typical range ($25–$32 nationally) | $2.50 below the national median$2.50 below the Texas median | per item | — | Source |
| Returned Checks (Payments) | $27.50 | ||||
ATM & CardVerified | |||||
| Card Replacement Fee | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | per item | — | Source |
| Foreign Transactions | 1%of the transaction | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
| Incoming Wire | $0 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | per item | — | Source |
| Stop Payment (ACH/Electronic or Check) | $15 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay (CheckFree) | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
Cash & DepositVerified | |||||
| Cash Advance | 2%of the advance ($2 minimum) | — | per transaction | — | Source |
Account ServicesVerified | |||||
| Notary | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
Lending FeesVerified | |||||
| Credit Card Late Fee | 5%($25 maximum) | — | — | — | Source |
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Headline fees vs. national median
Headline fees published
9 of 15
Published fees
15
Under review
0
Assets
$124.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$124.4M
Total deposits
$107.5M
Service charge income (year to date)
$57K
Fee income ratio
1.9%
Return on assets
0.26%
Financial profile · Pro
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| $2.50 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| — |
| per transaction |
| — |
| Source |
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| Outgoing International Wire | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Texas median | per item | — | Source |
| $12.50 below the national median$14.50 below the Texas median |
| per item |
| — |
| Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |