vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$1 below the Georgia median
per month · Source
$18 above the national median$19 above the Georgia median
At the national medianAt the Georgia median
per month · Source
$7.50 above the national median$10 above the Georgia median
$7.50 below the national median$5 below the Georgia median
per item · Source
$12.50 below the national median$10 below the Georgia median
per item · Source
$12.50 below the national median$10 below the Georgia median
At the national median$2 below the Georgia median
$5 above the national median$5 above the Georgia median
At the national medianAt the Georgia median
At the national median$5 above the Georgia median
$2.50 above the national median$2 below the Georgia median
$10 below the national median$7.25 below the Georgia median
$5 above the national median$7.75 above the Georgia median
$25 below the national median$25 below the Georgia median
$10 below the national median$5 below the Georgia median
$2 above the national median$2 above the Georgia median
$17.50 below the national median$12.50 below the Georgia median
$12.50 below the national median$7.50 below the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance (below $50 per month) | $5Within the typical range ($5–$10 nationally) | $2 below the national median$1 below the Georgia median | per month | — | Source |
| Minimum Daily Balance (below $2,500) | $25Above the typical range ($5–$10 nationally) | $18 above the national median$19 above the Georgia median | — | — | Source |
| Dormant / Inactive Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
| Account Research (per hour – $15.00 minimum) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Georgia median | — | — | Source |
| Excessive Withdrawal / Transfer Per Transaction (over 6 per month) | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Georgia median | per item | — | Source |
| Excessive Withdrawal Per Transaction (more than 4 per month) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | per item | — | Source |
| Returned Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft: Insufficient Funds (NSF) | $30Within the typical range ($25–$33 nationally) | At the national median$2 below the Georgia median | — | — | Source |
| Overdraft: Courtesy Pay (applies to transfers from savings and/or MM for overdraft protection) | $10 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee (lost or damaged) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing / Domestic | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Georgia median | — | — | Source |
Check ServicesVerified | |||||
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2 below the Georgia median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposited Item | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7.25 below the Georgia median | — | — | Source |
| Returned Deposited Item (drawn from your personal account at financial institution) | $20 | ||||
Account ServicesVerified | |||||
| Garnishment / Levy / Judgment Handling | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the Georgia median | — | — | Source |
Lending FeesVerified | |||||
| Late Payment Fee (After 15-day grace period) | $10Within the typical range ($10–$25 nationally) | $10 below the national median$5 below the Georgia median | — | — | Source |
Other FeesVerified | |||||
| Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| Loan Application Fee | $20 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
7 of 15
Published fees
19
Under review
0
Assets
$5.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$5.5M
Total deposits
$5.0M
Service charge income (year to date)
$22K
Fee income ratio
16.2%
Return on assets
0.35%
Financial profile · Pro
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| $5 above the national median$5 above the Georgia median |
| — |
| — |
| Source |
| $5 above the national median$7.75 above the Georgia median |
| — |
| — |
| Source |
| $17.50 below the national median$12.50 below the Georgia median |
| — |
| — |
| Source |
| Skip-A-Payment | $25Within the typical range ($25–$100 nationally) | $12.50 below the national median$7.50 below the Georgia median | — | — | Source |