vs. U.S. typical range:LowerTypicalHigher
At the national median$0.75 above the Mississippi median
$1 below the national median$0.25 below the Mississippi median
$6 above the national median$1 above the Mississippi median
per item · Per item, per presentment · Source
$6 above the national median$1 above the Mississippi median
per item · Source
$7 above the national median$2 above the Mississippi median
per item · Source
$5 above the national medianAt the Mississippi median
per item · Source
$6 above the national median$4.75 above the Mississippi median
per item · Source
$7 above the national median$5.75 above the Mississippi median
per item · Source
$5 above the national median$3.75 above the Mississippi median
per item · Source
$0.50 above the national medianAt the Mississippi median
per item · Fees charged for using a non-CNB ATM · Source
$0.50 above the national medianAt the Mississippi median
$5 below the national median$5 below the Mississippi median
$5 below the national medianAt the Mississippi median
$10 above the national median$5 above the Mississippi median
$3 above the national median$1.50 above the Mississippi median
$5 above the national median$4 above the Mississippi median
$8.50 above the national median$6 above the Mississippi median
$2 above the national median$0.75 above the Mississippi median
per item · Research fee · Source
$0.01 below the national median$0.01 below the Mississippi median
per item · Online Banking convenience fee · Source
$5 below the national medianAt the Mississippi median
per item · Source
$2.50 below the national median$1.25 below the Mississippi median
per item · Free for CNB customers. $5.00 for non-customers · Source
$2.50 above the national median$3.75 above the Mississippi median
$50 above the national median$50 above the Mississippi median
$15 below the national median$10 below the Mississippi median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Commercial Paper Statement Fee | $3Within the typical range ($2–$4.68 nationally) | At the national median$0.75 above the Mississippi median | — | — | Source |
| Consumer Paper Statement Fee | $2Within the typical range ($2–$4.68 nationally) | $1 below the national median$0.25 below the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| Bill Payment Overdraft Fee | $36Above the typical range ($25–$33 nationally) | $6 above the national median$1 above the Mississippi median | per item | Per item, per presentment | Source |
| Bill Payment Overdraft Fee per item, per presentment | $36 | ||||
ATM & CardVerified | |||||
| Foreign ATM Balance Inquiry | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the Mississippi median | per item | Fees charged for using a non-CNB ATM | Source |
| Foreign ATM Transactional Fees: Withdrawal | $2 | ||||
Wire TransfersVerified | |||||
| Wire Transfers: Outgoing Domestic (within U.S.) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Mississippi median | — | — | Source |
| Wire Transfers: Incoming | $20 | ||||
Check ServicesVerified | |||||
| Official Checks | $8Above the typical range ($3–$6 nationally) | $3 above the national median$1.50 above the Mississippi median | — | — | Source |
| Money Orders | $7 | ||||
Digital & ElectronicVerified | |||||
| Expedited Overnight ACH Payment | $9.99Within the typical range ($5–$20 nationally) | $0.01 below the national median$0.01 below the Mississippi median | per item | Online Banking convenience fee | Source |
Cash & DepositVerified | |||||
| Deposited Items Returned Fees per item, per presentment | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Mississippi median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Fee | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Mississippi median | per item | Free for CNB customers. $5.00 for non-customers | Source |
| Notary Fee Free for CNB customers. | $5 | ||||
Lending FeesVerified | |||||
| Late Payment Fee (30 days or more past due) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$10 below the Mississippi median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$37.00
Of 97 others that publish it, 89 lower, 2 the same and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$36
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$1.9B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.9B
Total deposits
$1.6B
Service charge income
$1.5M
Fee income ratio
6.8%
Return on assets
1.71%
Branches
29
Service charge income by quarter
Financial profile · Pro
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| $6 above the national median$1 above the Mississippi median |
| per item |
| — |
| Source |
| Commercial Overdraft Fee per item, per presentment | $37Above the typical range ($25–$33 nationally) | $7 above the national median$2 above the Mississippi median | per item | — | Source |
| Consumer Overdraft Fee per item, per presentment | $35Above the typical range ($25–$33 nationally) | $5 above the national medianAt the Mississippi median | per item | — | Source |
| Bill Payment NSF Fee per item, per presentment | $36Above the typical range ($25–$32 nationally) | $6 above the national median$4.75 above the Mississippi median | per item | — | Source |
| Commercial NSF Fee per item, per presentment | $37Above the typical range ($25–$32 nationally) | $7 above the national median$5.75 above the Mississippi median | per item | — | Source |
| Consumer NSF Fee per item, per presentment | $35Above the typical range ($25–$32 nationally) | $5 above the national median$3.75 above the Mississippi median | per item | — | Source |
| $0.50 above the national medianAt the Mississippi median |
| — |
| — |
| Source |
| Replacement CNB Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Mississippi median | — | — | Source |
| $10 above the national median$5 above the Mississippi median |
| — |
| — |
| Source |
| $5 above the national median$4 above the Mississippi median |
| — |
| — |
| Source |
| Stop Payments | $36Above the typical range ($20–$30 nationally) | $8.50 above the national median$6 above the Mississippi median | — | — | Source |
| Image Statements | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the Mississippi median | per item | Research fee | Source |
| $2.50 above the national median$3.75 above the Mississippi median |
| — |
| — |
| Source |
| Tax Levy, Garnishment, Encumbrance Fee | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Mississippi median | — | — | Source |