vs. U.S. typical range:LowerTypicalHigher
$2 below the national medianAt the California median
$5 above the national median$6.50 above the California median
$7.50 above the national median$5 above the California median
$1 below the national median$0.50 below the California median
per month · Source
$17 below the national median$12 below the California median
$17 below the national median$10 below the California median
$3 below the national median$1 below the California median
$2.50 above the national median$2 above the California median
$10 above the national median$10 above the California median
$10 above the national median$7.50 above the California median
At the national medianAt the California median
$7.50 below the national median$2.50 below the California median
$1 above the national median$1 above the California median
$15 below the national median$10 below the California median
$10 above the national median$10 above the California median
At the national median$1.25 below the California median
per month · Source
$12.50 below the national median$50 below the California median
$2.50 below the national median$40 below the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Below Minimum Balance Fee | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the California median | — | — | Source |
| Dormant Account Fee (After 6 Months Inactive) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$6.50 above the California median | — | — | Source |
| Account Research (Per Hour) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$5 above the California median | — | — | Source |
| Paper Statement (Per Month, Waived w/ e-Statements) | $2Within the typical range ($2–$4.50 nationally) | $1 below the national median$0.50 below the California median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Paid NSF Item | $13Below the typical range ($25–$33 nationally) | $17 below the national median$12 below the California median | — | — | Source |
| Returned NSF Item | $13 | ||||
ATM & CardVerified | |||||
| ATM Transactions - NON UPSEFCU ATM/NON CO-OP Network ATM | $4Above the typical range ($1–$2.25 nationally) | $2.50 above the national median$2 above the California median | — | — | Source |
| Card Replacement | $20 | ||||
Check ServicesVerified | |||||
| Cashier's Check (Payable to Third Party) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the California median | — | — | Source |
| Stop Payment Item | $20 | ||||
Account ServicesVerified | |||||
| Levy, Garnishment, or Other Legal Process | $35Within the typical range ($30–$90 nationally) | $15 below the national median$10 below the California median | — | — | Source |
| Verification of Deposits | $20 | ||||
Other FeesVerified | |||||
| Statement Copy (Per Month) | $3Within the typical range ($2–$5 nationally) | At the national median$1.25 below the California median | per month | — | Source |
| Loan Processing | $25 | ||||
Overdraft
$13.00
Of 79 others that publish it, 5 lower and 74 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$13
Headline fees published
9 of 15
Published fees
18
Under review
0
Assets
$51.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$51.8M
Total deposits
$47.5M
Service charge income (year to date)
$140K
Fee income ratio
9.6%
Return on assets
0.51%
Financial profile · Pro
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| $17 below the national median$10 below the California median |
| — |
| — |
| Source |
| Overdraft Transfer | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$1 below the California median | — | — | Source |
| $10 above the national median$10 above the California median |
| — |
| — |
| Source |
| Card Replacement Rush | $50Within the typical range ($30–$50 nationally) | $10 above the national median$7.50 above the California median | — | — | Source |
| $7.50 below the national median$2.50 below the California median |
| — |
| — |
| Source |
| Photocopy of Checks | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 above the California median | — | — | Source |
| $10 above the national median$10 above the California median |
| — |
| — |
| Source |
| $12.50 below the national median$50 below the California median |
| — |
| — |
| Source |
| Loan Skip-A-Pay | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$40 below the California median | — | — | Source |