vs. U.S. typical range:LowerTypicalHigher
$0.50 above the national median$3 above the Texas median
$5 below the national median$5 below the Texas median
per item · Source
$0.50 below the national median$0.50 below the Texas median
$5 below the national median$2.50 below the Texas median
$5 below the national medianAt the Texas median
$10 below the national median$5 below the Texas median
At the national median$5 above the Texas median
per item · Non-Customer only, Incoming wire · Source
At the national medianAt the Texas median
$1 below the national median$1 below the Texas median
$3 below the national median$3 below the Texas median
$2.50 above the national median$0.50 above the Texas median
$10 below the national median$10 below the Texas median
$5 below the national median$5 below the Texas median
$10 below the national median$7 below the Texas median
$30 below the national median$30 below the Texas median
$0.50 below the national median$0.50 below the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Research/Reconcilement Fee | $18Within the typical range ($11–$25 nationally) | $0.50 above the national median$3 above the Texas median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Texas median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Transactions at Non FBSW ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Replacement Debit/ATM Card | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Customer Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Texas median | — | — | Source |
| Wire Transfer Customer Incoming | $0 | ||||
Check ServicesVerified | |||||
| Cashier's Check/Official Check Non-Customer | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 below the Texas median | — | — | Source |
| Cashiers Check/Official Check Customer (after first 3) | $2 | ||||
Cash & DepositVerified | |||||
| Return/Chargeback Item Fee | $5Below the typical range ($8–$25 nationally) | $10 below the national median$7 below the Texas median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box Key Replacement | $15Below the typical range ($30–$70 nationally) | $30 below the national median$30 below the Texas median | — | — | Source |
Other FeesVerified | |||||
| Duplicate Statements | $2.50Within the typical range ($2–$5 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
Overdraft
$25.00
Of 49 others that publish it, 5 lower, 5 the same and 39 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
16
Under review
0
Assets
$1.9B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.9B
Total deposits
$1.7B
Service charge income
$661K
Fee income ratio
3.3%
Return on assets
1.28%
Branches
13
Service charge income by quarter
Financial profile · Pro
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| $5 below the national median$2.50 below the Texas median |
| — |
| — |
| Source |
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| Wire Transfer Non-Customer Incoming | $10Within the typical range ($5–$15 nationally) | At the national median$5 above the Texas median | per item | Non-Customer only, Incoming wire | Source |
| Wire Transfer Customer Foreign | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Texas median | — | — | Source |
| $3 below the national median$3 below the Texas median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$0.50 above the Texas median | — | — | Source |
| Collection Item Customer | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| Collection Item Non-Customer | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |