vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$1 above the Maryland median
per month · Source
$2.50 above the national medianAt the Maryland median
$2.50 below the national median$5 below the Maryland median
$5 above the national median$5 above the Maryland median
per month · Source
$7.50 above the national median$7.50 above the Maryland median
$12.50 below the national median$12.50 below the Maryland median
per month · Source
At the national medianAt the Maryland median
$5 above the national median$5 above the Maryland median
At the national medianAt the Maryland median
per item · Source
$1.50 below the national median$1 below the Maryland median
At the national medianAt the Maryland median
At the national median$2.50 above the Maryland median
$5 below the national median$5 below the Maryland median
At the national median$5 below the Maryland median
At the national medianAt the Maryland median
$5 above the national median$5 above the Maryland median
$2.50 above the national median$2.50 above the Maryland median
$2.50 below the national median$5 below the Maryland median
$10 above the national median$5 above the Maryland median
$15 above the national median$10 above the Maryland median
$2.50 below the national median$2 below the Maryland median
$105 above the national median$95 above the Maryland median
$55 above the national median$45 above the Maryland median
per year · Source
$10 above the national medianAt the Maryland median
per year · Source
$10 below the national median$20 below the Maryland median
per year · Source
$30 above the national median$20 above the Maryland median
per year · Source
$5 above the national median$5 below the Maryland median
per year · Source
$50 above the national medianAt the Maryland median
At the national medianAt the Maryland median
$5 above the national median$10 above the Maryland median
per month · Source
$27.50 below the national median$40 below the Maryland median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Low Balance Account (less than $100) | $10Within the typical range ($5–$10 nationally) | $3 above the national median$1 above the Maryland median | per month | — | Source |
| Early Account Closure (if account closed within six months) | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Maryland median | — | — | Source |
| Holiday Club Early Withdrawal | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 below the Maryland median | — | — | Source |
| Dormant Account: 12 months of no activity and balance less than | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Maryland median | per month | — | Source |
| Account Research/Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Maryland median | — | — | Source |
| Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the Maryland median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Maryland median | — | — | Source |
| Nonsufficient Funds (NSF/Uncollected) – Includes checks, LOC checks, ACH | $35 | ||||
ATM & CardVerified | |||||
| CU24 Surcharge-Free ATM Network | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$1 below the Maryland median | — | — | Source |
| Replacement Card | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: Outgoing | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Maryland median | — | — | Source |
| Wire Transfer: Incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s Check (third party) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Maryland median | — | — | Source |
| SkyPoint Cashier’s Check | $10 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment Service | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Maryland median | — | — | Source |
Cash & DepositVerified | |||||
| Coin Machine | $0Within the typical range ($0–$3 nationally) | At the national median | — | — | Source |
| Returned Check | $25Within the typical range ($8–$25 nationally) | ||||
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$2 below the Maryland median | — | — | Source |
| Drilling | $150 | ||||
Lending FeesVerified | |||||
| Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the Maryland median | per month | — | Source |
Other FeesVerified | |||||
| Duplicate Lien Release | $10Below the typical range ($25–$100 nationally) | $27.50 below the national median$40 below the Maryland median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 108 others that publish it, 35 lower, 29 the same and 44 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
32
Under review
0
Assets
$242.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$242.8M
Total deposits
$190.4M
Service charge income (year to date)
$806K
Fee income ratio
10.1%
Return on assets
0.57%
Financial profile · Pro
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| $5 above the national median$5 above the Maryland median |
| — |
| — |
| Source |
| Automatic Overdraft Transfer (from Savings) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Maryland median | per item | — | Source |
| At the national medianAt the Maryland median |
| — |
| — |
| Source |
| Card Rush | $40Within the typical range ($30–$50 nationally) | At the national median$2.50 above the Maryland median | — | — | Source |
| At the national median$5 below the Maryland median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Maryland median |
| — |
| — |
| Source |
| Stop Payment (Check, ACH and Bill Payment) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$2.50 above the Maryland median | — | — | Source |
| $10 above the national median$5 above the Maryland median |
| — |
| — |
| Source |
| Returned Deposit Item | $30Above the typical range ($8–$25 nationally) | $15 above the national median$10 above the Maryland median | — | — | Source |
| $105 above the national median$95 above the Maryland median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$45 above the Maryland median | per year | — | Source |
| Safe Deposit Box 3X10 | $55Within the typical range ($30–$70 nationally) | $10 above the national medianAt the Maryland median | per year | — | Source |
| Safe Deposit Box 3X5 | $35Within the typical range ($30–$70 nationally) | $10 below the national median$20 below the Maryland median | per year | — | Source |
| Safe Deposit Box 5X10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$20 above the Maryland median | per year | — | Source |
| Safe Deposit Box 5X5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 below the Maryland median | per year | — | Source |
| Levy (Attachments/Garnishments) | $100Above the typical range ($30–$90 nationally) | $50 above the national medianAt the Maryland median | — | — | Source |
| Account Verification | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Maryland median | — | — | Source |