vs. U.S. typical range:LowerTypicalHigher
$5 below the national median$3.97 below the North Carolina median
per month · Source
$1 below the national median$0.03 above the North Carolina median
per month · Source
$7.50 above the national median$7.50 above the North Carolina median
$12.50 below the national median$12.50 below the North Carolina median
$20 above the national median$20 above the North Carolina median
At the national medianAt the North Carolina median
per month · Source
$10 below the national median$5 below the North Carolina median
$20 above the national median$25 above the North Carolina median
$10 below the national median$4 below the North Carolina median
$10 above the national median$10 above the North Carolina median
$10 above the national median$11 above the North Carolina median
At the national median$1 above the North Carolina median
$1 below the national medianAt the North Carolina median
$2 below the national median$2 below the North Carolina median
$15 below the national median$17.50 below the North Carolina median
$2 above the national median$2 above the North Carolina median
$17.50 above the national median$18 above the North Carolina median
$2.50 above the national median$3 above the North Carolina median
per month · Source
$2.50 below the national median$3 below the North Carolina median
$25 below the national median$45 below the North Carolina median
$0.50 above the national median$0.75 above the North Carolina median
$2 above the national medianAt the North Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Prime Checking Account Monthly service charge | $1Below the typical range ($4–$10 nationally) | $5 below the national median$3.97 below the North Carolina median | per month | — | Source |
| Regular Checking Account Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.03 above the North Carolina median | per month | — | Source |
| Account closing within (90) days of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$7.50 above the North Carolina median | — | — | Source |
| Holiday Club Account | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$12.50 below the North Carolina median | — | — | Source |
| Escheat Account / 5-Years Dormant | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the North Carolina median | — | — | Source |
| Inactive Share Savings (no deposit or withdrawal made within the last 12 months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the North Carolina median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient funds (Check, ATM, pre-authorized ACH drafts, Bill Pay) | $20Below the typical range ($25–$32 nationally) | $10 below the national median$5 below the North Carolina median | — | — | Source |
ATM & CardVerified | |||||
| Replacement Card We are unable to instantly issue replacement cards at this time. Upon request, a replacement card may b | $30Above the typical range ($5–$10 nationally) | $20 above the national median$25 above the North Carolina median | — | — | Source |
Wire TransfersVerified | |||||
| Wire transfer fee- Outgoing- Within the United States | $15Below the typical range ($20–$25 nationally) | $10 below the national median$4 below the North Carolina median | — | — | Source |
| Wire transfer fee- Incoming | $20 | ||||
Check ServicesVerified | |||||
| Cashier Checks | $15Above the typical range ($3–$6 nationally) | $10 above the national median$11 above the North Carolina median | — | — | Source |
| Cashiers checks | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $20Above the typical range ($0–$9.95 nationally) | $17.50 above the national median$18 above the North Carolina median | — | — | Source |
| Bill Pay - Inactivity Fee (No bills are paid for more than 90 days) | $5 | ||||
Account ServicesVerified | |||||
| Notary fee (this service is for members only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the North Carolina median | — | — | Source |
| Levy or garnishment | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards - not reloadable | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.75 above the North Carolina median | — | — | Source |
Other FeesVerified | |||||
| Statement copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the North Carolina median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
22
Under review
0
Assets
$203.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$203.2M
Total deposits
$180.1M
Service charge income (year to date)
$321K
Fee income ratio
5.9%
Return on assets
1.06%
Financial profile · Pro
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| $10 above the national median$10 above the North Carolina median |
| — |
| — |
| Source |
| At the national median$1 above the North Carolina median |
| — |
| — |
| Source |
| Counter check | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the North Carolina median | — | — | Source |
| Check Cashing Fee (savings only) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the North Carolina median | — | — | Source |
| Foreign check deposit | $5Below the typical range ($10–$25 nationally) | $15 below the national median$17.50 below the North Carolina median | — | — | Source |
| Duplicate copy of check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the North Carolina median | — | — | Source |
| $2.50 above the national median$3 above the North Carolina median |
| per month |
| — |
| Source |
| $25 below the national median$45 below the North Carolina median |
| — |
| — |
| Source |