vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5.24 below the Mississippi median
$7.50 above the national median$5 above the Mississippi median
$5 above the national median$5 above the Mississippi median
per month · Source
$7.50 below the national median$10 below the Mississippi median
$3 below the national median$8 below the Mississippi median
$3 below the national median$8 below the Mississippi median
per item · Source
$3 below the national median$4.25 below the Mississippi median
per item · Source
$3 below the national median$1 below the Mississippi median
per item · Source
$3 below the national median$3 below the Mississippi median
$10 below the national median$5 below the Mississippi median
$5 above the national medianAt the Mississippi median
$5 above the national median$3.50 above the Mississippi median
per item · Source
$0.50 below the national median$3 below the Mississippi median
per item · Source
$8 below the national median$3 below the Mississippi median
per item · Source
$23 below the national median$23 below the Mississippi median
$2 below the national median$2 below the Mississippi median
per item · Source
$2 above the national median$2 above the Mississippi median
per item · Source
$17.50 below the national median$10 below the Mississippi median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.24 below the Mississippi median | — | — | Source |
| Early Close Out Fee Account closed within 90 days of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$5 above the Mississippi median | — | — | Source |
| Inactive/dormant account fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Mississippi median | per month | — | Source |
| Account reconciliation fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| ACH Overdraft fee | $27Within the typical range ($25–$33 nationally) | $3 below the national median$8 below the Mississippi median | — | — | Source |
| Overdraft fee | $27 | ||||
ATM & CardVerified | |||||
| Card Replacement fee | $7Within the typical range ($5–$10 nationally) | $3 below the national median$3 below the Mississippi median | — | — | Source |
Wire TransfersVerified | |||||
| Wire transfer fee (outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Mississippi median | — | — | Source |
| Wire transfer fee (incoming) | $15 | ||||
Check ServicesVerified | |||||
| Official Checks: Non-Members | $10Above the typical range ($3–$6 nationally) | $5 above the national median$3.50 above the Mississippi median | per item | — | Source |
| Stop Payment Fee | $27 | ||||
Cash & DepositVerified | |||||
| Deposit item return fee | $7Below the typical range ($8–$25 nationally) | $8 below the national median$3 below the Mississippi median | per item | — | Source |
Account ServicesVerified | |||||
| Legal process fee (garnishments, tax levies, summons) | $27Below the typical range ($30–$88.13 nationally) | $23 below the national median$23 below the Mississippi median | — | — | Source |
Other FeesVerified | |||||
| Photocopy fee | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Mississippi median | per item | — | Source |
| Statement copy fee | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$27.00
Of 166 others that publish it, 39 lower, 2 the same and 125 higher.
Monthly maintenance
$0.00
Of 91 others that publish it, 0 lower, 10 the same and 81 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$27
Headline fees published
10 of 15
Published fees
18
Under review
0
Assets
$31.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$31.8M
Total deposits
$23.9M
Service charge income (year to date)
$109K
Fee income ratio
10.3%
Return on assets
1.11%
Financial profile · Pro
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| $3 below the national median$8 below the Mississippi median |
| per item |
| — |
| Source |
| NSF Fee | $27Within the typical range ($25–$32 nationally) | $3 below the national median$4.25 below the Mississippi median | per item | — | Source |
| Automatic overdraft transfer fee | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$1 below the Mississippi median | per item | — | Source |
| $5 above the national medianAt the Mississippi median |
| — |
| — |
| Source |
| $0.50 below the national median$3 below the Mississippi median |
| per item |
| — |
| Source |
| $2 above the national median$2 above the Mississippi median |
| per item |
| — |
| Source |
| Loan Application Fee | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$10 below the Mississippi median | — | — | Source |