vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$6.25 below the New York median
$15 above the national median$10.50 above the New York median
$10 above the national median$5.50 above the New York median
per month · Source
$7.50 below the national median$7.50 below the New York median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #11540. canonical_hint=account_research; text_hash=2d4b46520381ed4f3f3ca5a884171e153214004bc4f0faacede94c2d54cd2723; excerpt="Mail Returned from Post Office/ Returned Mail Fee | $10.00/item" · Source
$1 below the national median$1 below the New York median
per item · Source
$1 below the national median$3.25 above the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$1 above the national median$1 above the New York median
per transaction · Source
At the national medianAt the New York median
per item · Source
$10 above the national median$10 above the New York median
per item · Source
At the national median$5 above the New York median
per item · Source
$3 below the national median$3 below the New York median
per item · Source
$22.50 below the national median$20 below the New York median
per item · Source
At the national medianAt the New York median
$9 above the national median$4 above the New York median
per month · Source
$9 above the national median$4 above the New York median
per month · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closure Fee (180 days of account opening) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national median$6.25 below the New York median | — | — | Source |
| Escheatment Fee | $20Above the typical range ($5–$10 nationally) | $15 above the national median$10.50 above the New York median | — | — | Source |
| Inactive Account Fee - No activity for any account within a 24-month period | $15Above the typical range ($5–$10 nationally) | $10 above the national median$5.50 above the New York median | per month | — | Source |
| Mail Returned from Post Office/ Returned Mail Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the New York median | per item | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #11540. canonical_hint=account_research; text_hash=2d4b46520381ed4f3f3ca5a884171e153214004bc4f0faacede94c2d54cd2723; excerpt="Mail Returned from Post Office/ Returned Mail Fee | $10.00/item" | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $29Within the typical range ($25–$33 nationally) | $1 below the national median$1 below the New York median | per item | — | Source |
| Insufficient Funds Charge (NSF) | $29 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals at Non-SPXFCU ATMs | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1 above the New York median | per transaction | — | Source |
| Plastic Card Replacement Fee (ATM/Debit/Visa) | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee - Outgoing Domestic | $35Above the typical range ($20–$25 nationally) | $10 above the national median$10 above the New York median | per item | — | Source |
| Wire Transfer Fee - Outgoing International | $50 | ||||
Check ServicesVerified | |||||
| Official Bank Check Fee | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the New York median | per item | — | Source |
| Stop Payment Fee | $5 | ||||
Lending FeesVerified | |||||
| Loan Late Fee/ Late Charge Assessment | $29Above the typical range ($10–$25 nationally) | $9 above the national median$4 above the New York median | per month | — | Source |
| Visa Credit Card Late Charge | $29 | ||||
Overdraft
$29.00
Of 65 others that publish it, 35 lower, 1 the same and 29 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
9 of 15
Published fees
16
Under review
0
Assets
$97.5M
Work at St. Pius X Church Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$97.5M
Total deposits
$87.9M
Service charge income (year to date)
$87K
Fee income ratio
3.4%
Return on assets
0.35%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $1 below the national median$3.25 above the New York median |
| per item |
| — |
| Source |
| Insufficient Funds (NSF) Transfer from Share Account/ OD Protection Tran Fee | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the New York median | per item | — | Source |
| At the national medianAt the New York median |
| per item |
| — |
| Source |
| At the national median$5 above the New York median |
| per item |
| — |
| Source |
| $22.50 below the national median$20 below the New York median |
| per item |
| — |
| Source |
| Check Cashing Fee, non-members | $5Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | — | — | Source |
| $9 above the national median$4 above the New York median |
| per month |
| — |
| Source |