Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Lincoln Maine Federal Credit Union

Lincoln, MaineCredit UnionBoston Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant account 12 months or more$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Overdraft/OD Privilege Fee$25Within the typical range ($25–$33 nationally)
$5 below the national median$3 below the Maine median
Source
NSF Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$3 below the Maine median
per item · Source
Share Draft Account Fees Returned Non-sufficient/NSF Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$3 below the Maine median
per item · Source

Wire TransfersVerified

Wire Transfer-Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Maine median
per item · Source
Wire Transfer-International$40Within the typical range ($40–$50 nationally)
$10 below the national medianAt the Maine median
per item · Source

Check ServicesVerified

Money Order$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1.50 below the Maine median
per item · Source
Bill Pay Stop Payment Request$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Maine median
per item · Source
Copy of Check paid through Bill Payer$10Above the typical range ($2–$5 nationally)
$7 above the national median$7 above the Maine median
per item · Source
Copy of Money Order or Corporate Draft$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Maine median
per item · Source

Other FeesVerified

Photocopies$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median$2.38 below the Maine median
per item · Source
Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median$2.37 above the Maine median
Source
Subordination Mortgage Fee$200Above the typical range ($25–$100 nationally)
$162.50 above the national median$170 above the Maine median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant account 12 months or more	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Maine median	per quarter	—	Source
Account Reconciliation/Research	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$5 below the Maine median	—	—	Source
Overdraft & NSFVerified
Overdraft/OD Privilege Fee	$25Within the typical range ($25–$33 nationally)	$5 below the national median$3 below the Maine median	—	—	Source
NSF Fee	$25
ATM & CardVerified
ATM use outside SURF Network	$1.50Within the typical range ($1–$2.25 nationally)	At the national median$0.37 above the Maine median	per transaction	—	Source
Wire TransfersVerified
Wire Transfer-Outgoing	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Maine median	per item	—	Source
Wire Transfer-International	$40
Check ServicesVerified
Money Order	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1.50 below the Maine median	per item	—	Source
Bill Pay Stop Payment Request	$25
Cash & DepositVerified
Deposited Item Returned Fee	$10Within the typical range ($8–$25 nationally)	$5 below the national medianAt the Maine median	per item	—	Source
Other FeesVerified
Photocopies	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median$2.38 below the Maine median	per item	—	Source
Statement Copy	$5

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

16 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$162.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$162.8M

Total deposits

$142.6M

Service charge income (year to date)

$441K

Fee income ratio

8.4%

Return on assets

1.97%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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