vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national median$1.25 below the New York median
$5 above the national median$0.50 above the New York median
per month · Source
$5 above the national median$0.50 above the New York median
per month · Source
$2.50 above the national median$2.50 above the New York median
$12.50 below the national median$12.50 below the New York median
per item · Source
$12.50 below the national median$12.50 below the New York median
$2 below the national median$1 below the New York median
per month · Source
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
At the national median$4.25 above the New York median
per item · Source
At the national medianAt the New York median
per item · Source
At the national medianAt the New York median
per item · Source
$5 below the national medianAt the New York median
per item · Source
$3 below the national median$3 below the New York median
per item · Source
$7.50 below the national median$5 below the New York median
per item · Source
At the national median$1 below the New York median
per item · Source
$2 above the national medianAt the New York median
per item · Source
$15 above the national median$20 above the New York median
At the national median$5 above the New York median
$15 above the national median$10 above the New York median
per item · Source
$5 below the national median$10 below the New York median
per item · Source
$0.50 below the national medianAt the New York median
$25 below the national median$50 below the New York median
$25 below the national median$75 below the New York median
At the national medianAt the New York median
$2 above the national median$2 above the New York median
per item · Source
$12.50 below the national median$11.25 below the New York median
$212.50 above the national median$213.75 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure (Savings/Checking) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$1.25 below the New York median | — | — | Source |
| Dormant Account | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per month | — | Source |
| Inactive Account | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per month | — | Source |
| Account Research | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
| Money Market - Excessive Withdrawal | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per item | — | Source |
| Returned Mail | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
| Paper Statement | $1Below the typical range ($2–$4.85 nationally) | $2 below the national median$1 below the New York median | per month | — | Source |
Overdraft & NSFVerified | |||||
| ACH Overdraft | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | per item | — | Source |
| ATM Overdraft | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing - Domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | per item | — | Source |
| Wire Transfer (Outgoing - International) | $45 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the New York median | per item | — | Source |
| Stop Payment | $20 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination (One Time Transaction) | $25Above the typical range ($5–$20 nationally) | $15 above the national median$20 above the New York median | — | — | Source |
| ACH Origination (Recurring - Setup) | $10 | ||||
Cash & DepositVerified | |||||
| Deposit Item Return | $30Above the typical range ($8–$25 nationally) | $15 above the national median$10 above the New York median | per item | — | Source |
| Returned Item | $10 | ||||
Account ServicesVerified | |||||
| Notary (Non-Member) | $2Within the typical range ($0–$5 nationally) | $0.50 below the national medianAt the New York median | — | — | Source |
| Legal Process (tax levies, summons) | $25 | ||||
Retirement & IRAVerified | |||||
| IRA Transfer (to another financial institution) | $25Within the typical range ($25–$35 nationally) | At the national medianAt the New York median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New York median | per item | — | Source |
| Loan Processing (Under $1,000.00) | $25 | ||||
Overdraft
$30.00
Of 66 others that publish it, 38 lower, 10 the same and 18 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
30
Under review
0
Assets
$42.3M
Work at Parks Heritage Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$42.3M
Total deposits
$35.3M
Service charge income (year to date)
$122K
Fee income ratio
8.5%
Return on assets
1.15%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the New York median |
| per item |
| — |
| Source |
| Debit Card Overdraft | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | per item | — | Source |
| One-Time Debit Overdraft | $30Within the typical range ($25–$33 nationally) | At the national medianAt the New York median | per item | — | Source |
| NSF | $30Within the typical range ($25–$32 nationally) | At the national median$4.25 above the New York median | per item | — | Source |
| $5 below the national medianAt the New York median |
| per item |
| — |
| Source |
| $7.50 below the national median$5 below the New York median |
| per item |
| — |
| Source |
| Foreign Check Deposit (Non US financial institution) | $20Within the typical range ($10–$25 nationally) | At the national median$1 below the New York median | per item | — | Source |
| Copies of Cancelled Checks | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | per item | — | Source |
| At the national median$5 above the New York median |
| — |
| — |
| Source |
| $5 below the national median$10 below the New York median |
| per item |
| — |
| Source |
| $25 below the national median$50 below the New York median |
| — |
| — |
| Source |
| Legal Processing (Under $1,000.00) | $25Below the typical range ($30–$100 nationally) | $25 below the national median$75 below the New York median | — | — | Source |
| $12.50 below the national median$11.25 below the New York median |
| — |
| — |
| Source |
| Subordination Agreement Prep | $250Above the typical range ($25–$100 nationally) | $212.50 above the national median$213.75 above the New York median | — | — | Source |