vs. U.S. typical range:LowerTypicalHigher
At the national median$0.49 below the Alabama median
$2.50 above the national median$5 above the Alabama median
$1 below the national median$1 below the Alabama median
$1 below the national median$1 below the Alabama median
$5 above the national median$5 above the Alabama median
$13 below the national median$8 below the Alabama median
$10 below the national median$12.50 below the Alabama median
$7.50 below the national median$9 below the Alabama median
At the national median$1 above the Alabama median
per item · Source
$2.50 below the national median$4.22 below the Alabama median
$0.05 below the national median$1.95 above the Alabama median
$2.50 below the national median$5 below the Alabama median
At the national medianAt the Alabama median
$1 below the national median$0.50 below the Alabama median
$1.50 below the national median$1 below the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account (24 months & < $100) | $5Within the typical range ($5–$10 nationally) | At the national median$0.49 below the Alabama median | — | — | Source |
| Account Research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Alabama median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay/Overdraft Protection | $29Within the typical range ($25–$33 nationally) | $1 below the national median$1 below the Alabama median | — | — | Source |
| Insufficient Funds | $29 | ||||
ATM & CardVerified | |||||
| Debit/ATM card replacement | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Alabama median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wires | $12Below the typical range ($20–$25 nationally) | $13 below the national median$8 below the Alabama median | — | — | Source |
| Incoming Wires | $0 | ||||
Check ServicesVerified | |||||
| Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$9 below the Alabama median | — | — | Source |
| Statement Copy/Check Copy | $3 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.22 below the Alabama median | — | — | Source |
Cash & DepositVerified | |||||
| Cash Advance Fee | $4.95Within the typical range ($2–$10 nationally) | $0.05 below the national median$1.95 above the Alabama median | — | — | Source |
Account ServicesVerified | |||||
| Notary | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$5 below the Alabama median | — | — | Source |
Lending FeesVerified | |||||
| VISA Late Payment Fee | $20Within the typical range ($10–$25 nationally) | At the national medianAt the Alabama median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Cards(VISA) | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$0.50 below the Alabama median | — | — | Source |
| TravelMoney Card Reload | $2 | ||||
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Headline fees vs. national median
Headline fees published
6 of 15
Published fees
15
Under review
0
Assets
$221.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$221.5M
Total deposits
$191.3M
Service charge income (year to date)
$213K
Fee income ratio
3.7%
Return on assets
2.15%
Financial profile · Pro
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| $1 below the national median$1 below the Alabama median |
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| $10 below the national median$12.50 below the Alabama median |
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| Source |
| At the national median$1 above the Alabama median |
| per item |
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| Source |
| $1.50 below the national median$1 below the Alabama median |
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| Source |