Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Police Federal Credit Union

Upper Marlboro, MarylandCredit UnionRichmond Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Benefits Plus Checking Account Monthly service charge$4.95Within the typical range ($4–$10 nationally)

$1.05 below the national median$2 below the Maryland median

Cornerstone Checking Account Monthly service charge$10

$4 above the national median$3.05 above the Maryland median

per month · Source

monthly fee.$3.95

$2.05 below the national median$3 below the Maryland median

per month · Source

Inactivity Fee 5 (monthly)$5

At the national medianAt the Maryland median

per month · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #10174. canonical_hint=dormant_account; text_hash=8febe5a4ad03aa02199e97b65120ccb3586040dcbfc3c613c7df773fea16ecfe; excerpt="Inactivity Fee 5 (monthly): $5.00 | day of your deposit. A deposit made after 2:30 p.m. will be credited" · Source

account research fee may apply$5

$12.50 below the national median$12.50 below the Maryland median

Source

Incorrect Address (quarterly)$10

$7.50 below the national median$7.50 below the Maryland median

per quarter · Source

Share Draft Account Reconciliation$25

$7.50 above the national median$7.50 above the Maryland median

Source

Paper Statement Fee$1

$2 below the national median$1.50 below the Maryland median

Source

Overdraft & NSFVerified

Overdraft/Negative Balance$30Within the typical range ($25–$33 nationally)
At the national medianAt the Maryland median
Source
Returned Draft/ACH$30Within the typical range ($25–$32 nationally)
At the national medianAt the Maryland median
Source

ATM & CardVerified

Non-PFCU Owned ATM Transactions 4 (over 5 per month)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Maryland median
Source

Wire TransfersVerified

Domestic Wire Transfers$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Maryland median
Source

Check ServicesVerified

Stop Payment (per check/maximum per series)$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$7.50 below the Maryland median
per item · Source
(per statement) Draft Copy (date paid supplied by member; account research fee may apply)$5Within the typical range ($2–$5 nationally)
$2 above the national medianAt the Maryland median
Source

Cash & DepositVerified

Returned Deposit Item - third party$30Above the typical range ($8–$25 nationally)
$15 above the national median$10 above the Maryland median
Source

Account ServicesVerified

Notary Services 1: Domestic Wire Transfers$20Above the typical range ($0–$5 nationally)
$17.50 above the national median$18 above the Maryland median
Source
Notary Services are available to non-members$2Within the typical range ($0–$5 nationally)
$0.50 below the national medianAt the Maryland median
per item · Source
Garnishment, Levy, Escheatment Admin. Fee$75Within the typical range ($30–$90 nationally)
$25 above the national median$25 below the Maryland median
Source

Other FeesVerified

Duplicate/Interim Statement/Transaction History$5Within the typical range ($2–$5 nationally)
$2 above the national medianAt the Maryland median
per transaction · Source
Deed of Trust Subordination$100Within the typical range ($25–$100 nationally)
$62.50 above the national median$50 above the Maryland median
Source
Skip-A-Pay (per skipped payment)$30Within the typical range ($25–$100 nationally)
$7.50 below the national median$20 below the Maryland median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Benefits Plus Checking Account Monthly service charge	$4.95Within the typical range ($4–$10 nationally)	$1.05 below the national median$2 below the Maryland median	per month	—	Source
Cornerstone Checking Account Monthly service charge	$10Within the typical range ($4–$10 nationally)	$4 above the national median$3.05 above the Maryland median	per month	—	Source
monthly fee.	$3.95Below the typical range ($4–$10 nationally)	$2.05 below the national median$3 below the Maryland median	per month	—	Source
Inactivity Fee 5 (monthly)	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Maryland median	per month	Knox extract.rules v19 categorized a line held for review from Rosetta artifact #10174. canonical_hint=dormant_account; text_hash=8febe5a4ad03aa02199e97b65120ccb3586040dcbfc3c613c7df773fea16ecfe; excerpt="Inactivity Fee 5 (monthly): $5.00 \| day of your deposit. A deposit made after 2:30 p.m. will be credited"	Source
account research fee may apply	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$12.50 below the Maryland median	—	—	Source
Incorrect Address (quarterly)	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$7.50 below the Maryland median	per quarter	—	Source
Share Draft Account Reconciliation	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Maryland median	—	—	Source
Paper Statement Fee	$1Below the typical range ($2–$4.76 nationally)	$2 below the national median$1.50 below the Maryland median	—	—	Source
Overdraft & NSFVerified
Overdraft/Negative Balance	$30Within the typical range ($25–$33 nationally)	At the national medianAt the Maryland median	—	—	Source
Returned Draft/ACH	$30
ATM & CardVerified
Non-PFCU Owned ATM Transactions 4 (over 5 per month)	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Maryland median	—	—	Source
Wire TransfersVerified
Domestic Wire Transfers	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Maryland median	—	—	Source
Check ServicesVerified
Stop Payment (per check/maximum per series)	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$7.50 below the Maryland median	per item	—	Source
(per statement) Draft Copy (date paid supplied by member; account research fee may apply)	$5
Cash & DepositVerified
Returned Deposit Item - third party	$30Above the typical range ($8–$25 nationally)	$15 above the national median$10 above the Maryland median	—	—	Source
Account ServicesVerified
Notary Services 1: Domestic Wire Transfers	$20Above the typical range ($0–$5 nationally)	$17.50 above the national median$18 above the Maryland median	—	—	Source
Notary Services are available to non-members	$2
Other FeesVerified
Duplicate/Interim Statement/Transaction History	$5Within the typical range ($2–$5 nationally)	$2 above the national medianAt the Maryland median	per transaction	—	Source
Deed of Trust Subordination	$100

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

21 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$175.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$175.9M

Total deposits

$146.0M

Service charge income (year to date)

$1.1M

Fee income ratio

23.0%

Return on assets

0.02%

Financial profile · Pro

Performance from regulator filings

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Based on 65,682 published fee entries from 3,608 institutions

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