vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$5 above the Oklahoma median
per month · Source
$32.50 above the national median$30 above the Oklahoma median
$12.50 above the national median$10 above the Oklahoma median
$7.50 below the national median$10 below the Oklahoma median
$2 above the national median$2 above the Oklahoma median
$12 below the national median$9 below the Oklahoma median
per item · Source
$12 below the national median$9.25 below the Oklahoma median
per item · Source
$5 below the national median$2.50 below the Oklahoma median
$9 below the national median$2.95 below the Oklahoma median
$5 above the national median$5 above the Oklahoma median
$5 below the national median$5 below the Oklahoma median
$5 above the national medianAt the Oklahoma median
At the national medianAt the Oklahoma median
$1 above the national medianAt the Oklahoma median
$0.50 above the national median$3 above the Oklahoma median
$1 below the national medianAt the Oklahoma median
per item · Source
$5 above the national median$10 above the Oklahoma median
$1 below the national medianAt the Oklahoma median
per item · Source
$2.45 above the national median$1.70 above the Oklahoma median
per month · Source
$7 below the national median$2.05 above the Oklahoma median
At the national median$25 above the Oklahoma median
$2 above the national median$2 above the Oklahoma median
$0.50 below the national median$0.50 below the Oklahoma median
$2 above the national median$2 above the Oklahoma median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| After 12 Months of Inactivity | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Oklahoma median | per month | — | Source |
| Research/Account Reconciliation – First Hour ($25.00 Minimum) | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$30 above the Oklahoma median | — | — | Source |
| Research/Account Reconciliation – Per Hour After First | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$10 above the Oklahoma median | — | — | Source |
| Return Mail Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$10 below the Oklahoma median | — | — | Source |
| Paper Statement Fee | $5Above the typical range ($2–$4.59 nationally) | $2 above the national median$2 above the Oklahoma median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft fee (each time we pay an overdraft) | $18Below the typical range ($25–$33 nationally) | $12 below the national median$9 below the Oklahoma median | per item | — | Source |
| Non-sufficient funds fee | $18 | ||||
ATM & CardVerified | |||||
| Replace Regent Debit Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Oklahoma median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing | $16Below the typical range ($20–$25 nationally) | $9 below the national median$2.95 below the Oklahoma median | — | — | Source |
| Wire Transfer – Incoming | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Oklahoma median | — | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| Business Bill Pay Monthly Fee | $4.95Within the typical range ($0–$9.95 nationally) | $2.45 above the national median$1.70 above the Oklahoma median | per month | — | Source |
Cash & DepositVerified | |||||
| Chargeback Items | $8Within the typical range ($8–$25 nationally) | $7 below the national median$2.05 above the Oklahoma median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/Levies | $50Within the typical range ($30–$90 nationally) | At the national median$25 above the Oklahoma median | — | — | Source |
Other FeesVerified | |||||
| Duplicate Statement (per statement) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Oklahoma median | — | — | Source |
| Fax – Incoming | $2.50 | ||||
Overdraft
$18.00
Of 34 others that publish it, 4 lower and 30 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$18
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$2.2B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.2B
Total deposits
$1.9B
Service charge income
$811K
Fee income ratio
3.2%
Return on assets
1.17%
Branches
7
Service charge income by quarter
Financial profile · Pro
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| $12 below the national median$9.25 below the Oklahoma median |
| per item |
| — |
| Source |
| $5 above the national median$5 above the Oklahoma median |
| — |
| — |
| Source |
| Wire Transfer – International Outgoing | $45Within the typical range ($40–$50 nationally) | $5 below the national median$5 below the Oklahoma median | — | — | Source |
| Wire Transfer – International Incoming | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Oklahoma median | — | — | Source |
| $1 above the national medianAt the Oklahoma median |
| — |
| — |
| Source |
| Stop Payment Request | $28Within the typical range ($20–$30 nationally) | $0.50 above the national median$3 above the Oklahoma median | — | — | Source |
| Temporary Checks (4 checks per sheet) | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Oklahoma median | per item | — | Source |
| Collection Items Incoming/Outgoing | $25Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the Oklahoma median | — | — | Source |
| Image Check Copies (per copy) | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Oklahoma median | per item | — | Source |
| $0.50 below the national median$0.50 below the Oklahoma median |
| — |
| — |
| Source |
| Fax – Outgoing | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Oklahoma median | — | — | Source |