Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Cbi Federal Credit Union

Plainfield, IllinoisCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

New Account Closed within 90 days$10Within the typical range ($10–$25 nationally)

$7.50 below the national median$10 below the Illinois median

Unclaimed Property fee – charged after 3 years of inactivity$25

$20 above the national median$20 above the Illinois median

Knox extract.rules v16 categorized a line held for review from Rosetta artifact #5919. canonical_hint=dormant_account; text_hash=c60c62f32bcf2f2220bc559a190582a5534f723f9f42a54b0a6eb9372f18e2e2; excerpt="Unclaimed Property fee – charged after 3 years of inactivity $25.00 VISA International Currency" · Source

Account Reconciliation (minimum one hour)$10

$7.50 below the national median$10 below the Illinois median

Source

Return Mail/Correction Notice$5

$12.50 below the national median$15 below the Illinois median

per month · Source

Overdraft & NSFVerified

Paid NSF Item (overdrawn act brought positive - no staff contact)$5Below the typical range ($25–$33 nationally)
$25 below the national median$25 below the Illinois median
Source
Paid NSF Item (overdrawn act needs staff contact)$20Below the typical range ($25–$33 nationally)
$10 below the national median$10 below the Illinois median
per transaction · Source
Returned NSF Item (overdrawn electronically or by check)$30Within the typical range ($25–$32 nationally)
At the national medianAt the Illinois median
Source
VISA Return Check Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$5 below the Illinois median
Source

ATM & CardVerified

Additional lost card$10Within the typical range ($5–$10 nationally)
At the national medianAt the Illinois median
Source

Wire TransfersVerified

Outgoing Domestic USA Wire Transfer$35Above the typical range ($20–$25 nationally)
$10 above the national median$10 above the Illinois median
Source
Outgoing international Wire Transfer$55Above the typical range ($40–$50 nationally)
$5 above the national median$5 above the Illinois median
Source

Check ServicesVerified

Teller Checks, three (3) free monthly, then$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the Illinois median
per month · Source
Stop Payment Request$20Within the typical range ($20–$30 nationally)
$7.25 below the national median$9.50 below the Illinois median
Source
Temporary Checks - four per page$1Within the typical range ($1–$4 nationally)
$1 below the national medianAt the Illinois median
per item · Source

Digital & ElectronicVerified

CU Initiated ACH - Returned NSF$25Within the typical range ($15–$30 nationally)
At the national median$5 below the Illinois median
Source
Online Bill Pay - Overnight Delivery$25Above the typical range ($0–$9.95 nationally)
$22.50 above the national median$20.26 above the Illinois median
per item · Source
Online Bill Pay - Same Day ACH$10Above the typical range ($0–$9.95 nationally)
$7.50 above the national median$5.26 above the Illinois median
Source

Cash & DepositVerified

Returned Deposited Checks for any reason$25Within the typical range ($8–$25 nationally)
$10 above the national median$10 above the Illinois median
Source

Lending FeesVerified

each VISA Late Fee (Classic or Platinum)$10Within the typical range ($10–$25 nationally)
$10 below the national median$10 below the Illinois median
per item · Source

Gift & Prepaid CardsVerified

VISA Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median$0.50 below the Illinois median
Source

Other FeesVerified

IAL up to Loan Application$35Within the typical range ($25–$100 nationally)
$2.50 below the national medianAt the Illinois median
Source
Loan Application$50Within the typical range ($25–$100 nationally)
$12.50 above the national median$15 above the Illinois median
Source
Subordination$30Within the typical range ($25–$100 nationally)
$7.50 below the national median$5 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
New Account Closed within 90 days	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$10 below the Illinois median	—	—	Source
Unclaimed Property fee – charged after 3 years of inactivity	$25Above the typical range ($5–$10 nationally)	$20 above the national median$20 above the Illinois median	—	Knox extract.rules v16 categorized a line held for review from Rosetta artifact #5919. canonical_hint=dormant_account; text_hash=c60c62f32bcf2f2220bc559a190582a5534f723f9f42a54b0a6eb9372f18e2e2; excerpt="Unclaimed Property fee – charged after 3 years of inactivity $25.00 VISA International Currency"	Source
Account Reconciliation (minimum one hour)	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$10 below the Illinois median	—	—	Source
Return Mail/Correction Notice	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$15 below the Illinois median	per month	—	Source
Overdraft & NSFVerified
Paid NSF Item (overdrawn act brought positive - no staff contact)	$5Below the typical range ($25–$33 nationally)	$25 below the national median$25 below the Illinois median	—	—	Source
Paid NSF Item (overdrawn act needs staff contact)	$20
ATM & CardVerified
Additional lost card	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Illinois median	—	—	Source
Wire TransfersVerified
Outgoing Domestic USA Wire Transfer	$35Above the typical range ($20–$25 nationally)	$10 above the national median$10 above the Illinois median	—	—	Source
Outgoing international Wire Transfer	$55
Check ServicesVerified
Teller Checks, three (3) free monthly, then	$1Below the typical range ($3–$6 nationally)	$4 below the national median$4 below the Illinois median	per month	—	Source
Stop Payment Request	$20
Digital & ElectronicVerified
CU Initiated ACH - Returned NSF	$25Within the typical range ($15–$30 nationally)	At the national median$5 below the Illinois median	—	—	Source
Online Bill Pay - Overnight Delivery	$25
Cash & DepositVerified
Returned Deposited Checks for any reason	$25Within the typical range ($8–$25 nationally)	$10 above the national median$10 above the Illinois median	—	—	Source
Lending FeesVerified
each VISA Late Fee (Classic or Platinum)	$10Within the typical range ($10–$25 nationally)	$10 below the national median$10 below the Illinois median	per item	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$0.50 below the Illinois median	—	—	Source
Other FeesVerified
IAL up to Loan Application	$35Within the typical range ($25–$100 nationally)	$2.50 below the national medianAt the Illinois median	—	—	Source
Loan Application	$50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

83% below the national median overdraft fee

23 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$17.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$17.4M

Total deposits

$15.5M

Service charge income (year to date)

$12K

Fee income ratio

3.0%

Return on assets

0.20%

Financial profile · Pro

Performance from regulator filings

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Based on 65,278 published fee entries from 3,588 institutions

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