Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

H E B Federal Credit Union

San Antonio, TexasCredit UnionDallas Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Premier Checking (Share Draft) Account monthly service charge$6Within the typical range ($4–$10 nationally)

Quarterly Share Account Maintenance Fee$10

$4 above the national median$3 above the Texas median

per quarter · Source

Quarterly Inactivity Fee$10

$5 above the national median$5 above the Texas median

per quarter · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #848. canonical_hint=dormant_account; text_hash=6bcc35891f3f731f85869be7af91321535f625d5958a5886d4bd560f6b52bb9d; excerpt="A quarterly Inactivity Fee of $10.00 will be charged on the first business day of the quarter if (1) no share accounts in a Member's name have had a member-generated deposit or wit" · Source

Overdraft & NSFVerified

Overdraft Transfers (preauthorized from depository account or Line of Credit Account in increments of $25.00) per transf$4Within the typical range ($2.50–$5 nationally)
$1 below the national median$0.75 below the Texas median
per item · Source

ATM & CardVerified

ATM Balance inquiry (per inquiry)$1.75Within the typical range ($1–$2.25 nationally)
$0.25 above the national median$0.25 above the Texas median
per item · Source
ATM Withdrawal (per transaction at non-free H-E-B FCU ATM)$2.25Within the typical range ($1–$2.25 nationally)
$0.75 above the national median$0.75 above the Texas median
per transaction · Source
Debit Card replacement (per card)$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Texas median
per item · Source

Check ServicesVerified

Money Orders (each)$1.25Below the typical range ($1.50–$3 nationally)
$0.75 below the national median$0.75 below the Texas median
per item · Source
Stop Payment Orders (each)$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$9.50 below the Texas median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Premier Checking (Share Draft) Account monthly service charge	$6Within the typical range ($4–$10 nationally)	At the national median$1 below the Texas median	per month	—	Source
Quarterly Share Account Maintenance Fee	$10Within the typical range ($4–$10 nationally)	$4 above the national median$3 above the Texas median	per quarter	—	Source
Quarterly Inactivity Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Texas median	per quarter	Knox extract.rules v33 categorized a line held for review from Rosetta artifact #848. canonical_hint=dormant_account; text_hash=6bcc35891f3f731f85869be7af91321535f625d5958a5886d4bd560f6b52bb9d; excerpt="A quarterly Inactivity Fee of $10.00 will be charged on the first business day of the quarter if (1) no share accounts in a Member's name have had a member-generated deposit or wit"	Source
Overdraft & NSFVerified
Overdraft Transfers (preauthorized from depository account or Line of Credit Account in increments of $25.00) per transf	$4Within the typical range ($2.50–$5 nationally)	$1 below the national median$0.75 below the Texas median	per item	—	Source
ATM & CardVerified
ATM Balance inquiry (per inquiry)	$1.75Within the typical range ($1–$2.25 nationally)	$0.25 above the national median$0.25 above the Texas median	per item	—	Source
ATM Withdrawal (per transaction at non-free H-E-B FCU ATM)	$2.25
Check ServicesVerified
Money Orders (each)	$1.25Below the typical range ($1.50–$3 nationally)	$0.75 below the national median$0.75 below the Texas median	per item	—	Source
Stop Payment Orders (each)	$20

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Headline fees published

5 of 15

Published fees

Under review

Assets

$218.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$218.2M

Total deposits

$172.6M

Service charge income (year to date)

$411K

Fee income ratio

6.1%

Return on assets

0.95%

Financial profile · Pro

Performance from regulator filings

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